Homeownership may be closer than you think

Did you know there are down payment programs that can help you save on your down payment and closing costs?

Programs include:

  • Home loans: competitive interest rates, below-market interest rates and 100-percent financing
  • Down payment and closing cost assistance
  • Grants for down payments, which do not have to be repaid
  • Mortgage Credit Certificates (MCCs): Up to $2,000 in annual tax credits that are good for the life of the loan

Together, our REALTOR® members and hicentral.com work with Down Payment Resource to alert consumers when a property qualifies for one or more down payment programs. On qualified listings, you'll find this icon next to the list price. Click it to see if you qualify for down payment assistance, too. You'll learn the number of programs that may be available to you, the buyer, and for the home you are viewing.

Talk to a REALTOR® to be sure you understand all your options.

About Down Payment Resource

Atlanta-based Down Payment Resource connects real estate professionals and homebuyers to down payment programs and eligible homes. Winner of the 2011 Inman News Innovator “Most Innovative New Technology” award, Down Payment Resource is licensed to Multiple Listing Services, Realtor® Associations, financial institutions and housing counselors across the country.

Honolulu Board of REALTORS® 1136 12th Avenue, Suite 200 Honolulu, Hawaii 96816
Phone: (808) 732-3000