Wednesday, June 16, 2021

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
Acclaim Capital Mortgage
383-5931
NMLS#304090
15-YR Fixed2.1250.5002.273
30-YR Fixed2.8750.5782.963
5-YR ARM   
Aloha Pacific Federal Credit Union
531-3711
NMLS#377314
15-YR Fixed2.1251.7502.516
30-YR Fixed2.7501.8752.977
5-YR ARM2.5000.5002.615
American Savings Bank, F.S.B
593-1226
NMLS#423168
15-YR Fixed2.0002.1252.384
30-YR Fixed2.8751.6253.053
5-YR ARM   
Bank of Hawaii
877-616-2636
NMLS#
15-YR Fixed2.2500.5002.321
30-YR Fixed2.7501.2502.847
5-YR ARM2.1250.3752.568
Central Pacific Bank
544-0500
NMLS#416603
15-YR Fixed2.0002.1252.392
30-YR Fixed2.6252.0002.833
5-YR ARM2.6250.0002.991
Finance Factors, Ltd.
548-3300
NMLS#449916
15-YR Fixed2.0001.7502.418
30-YR Fixed2.7501.3752.955
5-YR ARM3.3751.5003.593
First Hawaiian Bank
643-4663
NMLS#
15-YR Fixed2.0001.6252.380
30-YR Fixed2.7501.5002.950
5-YR ARM2.2501.0002.560
Guild Mortgage
263-4622
NMLS#3274
15-YR Fixed2.0002.0002.323
30-YR Fixed2.7502.0003.016
5-YR ARM2.5001.0002.689
Hawaii State Federal Credit Union
447-3480
NMLS#405316
15-YR Fixed2.2500.5002.399
30-YR Fixed3.1250.5003.213
5-YR ARM   
Imperial Mortgage LLC
263-6363
NMLS#289505
15-YR Fixed1.7501.0172.005
30-YR Fixed2.5001.4212.672
5-YR ARM   
loanDepot
913-5800
NMLS#174457
15-YR Fixed1.8751.6602.174
30-YR Fixed2.5001.9112.673
5-YR ARM2.125-0.4342.563
Matanuska Valley Federal Credit Union
907-745-9165
NMLS#418470
15-YR Fixed2.7500.0002.797
30-YR Fixed3.3750.0003.403
5-YR ARM   
Territorial Savings Bank
946-1400
NMLS#449554
15-YR Fixed2.0001.5002.272
30-YR Fixed2.6251.7502.796
5-YR ARM4.2502.0005.385
Violet Miranda Residential
& Commercial Mortgage LLC
623-4482
NMLS#250816
15-YR Fixed1.8751.0821.893
30-YR Fixed2.5001.6722.628
5-YR ARM