Wednesday, March 25, 2020
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
| Acclaim Capital Mortgage - a Kama'aina Company 383-5931 NMLS#304090 | 15-YR Fixed | 3.125 | 0.000 | 3.174 |
| 30-YR Fixed | 3.500 | 0.000 | 3.527 | |
| 5-YR ARM | ||||
| Aloha Pacific Federal Credit Union 531-3711 NMLS#377314 | 15-YR Fixed | 2.625 | 0.875 | 2.896 |
| 30-YR Fixed | 3.125 | 1.125 | 3.297 | |
| 5-YR ARM | 3.375 | 2.000 | 3.541 | |
| American Savings Bank, F.S.B 593-1226 NMLS#423168 | 15-YR Fixed | 2.625 | 1.875 | 2.985 |
| 30-YR Fixed | 3.125 | 1.375 | 3.287 | |
| 5-YR ARM | 4.625 | 0.250 | 3.825 | |
| Bank of Hawaii 877-616-2636 NMLS# | 15-YR Fixed | 2.625 | 1.750 | 2.877 |
| 30-YR Fixed | 3.125 | 1.000 | 3.204 | |
| 5-YR ARM | 2.750 | 0.875 | 3.309 | |
| Central Pacific Bank 544-0500 NMLS#416603 | 15-YR Fixed | 2.375 | 0.625 | 2.557 |
| 30-YR Fixed | 3.000 | 1.500 | 3.174 | |
| 5-YR ARM | 2.875 | 0.000 | 3.758 | |
| Finance Factors, Ltd. 548-3300 NMLS#449916 | 15-YR Fixed | 2.250 | 1.875 | 2.689 |
| 30-YR Fixed | 2.875 | 1.625 | 3.101 | |
| 5-YR ARM | 3.625 | 1.500 | 4.402 | |
| First Hawaiian Bank 643-4663 NMLS# | 15-YR Fixed | 2.750 | 1.375 | 3.110 |
| 30-YR Fixed | 3.000 | 1.750 | 3.230 | |
| 5-YR ARM | 2.625 | 1.000 | 3.190 | |
| Guild Mortgage Company 263-4622 NMLS#3274 | 15-YR Fixed | 2.750 | 1.750 | 3.112 |
| 30-YR Fixed | 3.000 | 2.000 | 3.224 | |
| 5-YR ARM | 3.375 | 2.000 | 3.359 | |
| Hawaii State Federal Credit Union 447-3480 NMLS#405316 | 15-YR Fixed | 2.500 | 0.625 | 2.671 |
| 30-YR Fixed | 3.000 | 1.250 | 3.147 | |
| 5-YR ARM | 2.750 | 1.875 | 3.436 | |
| House of Finance, Inc. 847-8493 NMLS#378949 | 15-YR Fixed | 2.625 | 1.000 | 2.906 |
| 30-YR Fixed | 3.000 | 1.000 | 3.156 | |
| 5-YR ARM | 3.125 | 1.000 | 4.718 | |
| Imperial Mortgage LLC 263-6363 NMLS#289505 | 15-YR Fixed | 2.625 | 1.875 | 2.828 |
| 30-YR Fixed | 3.125 | 1.922 | 3.338 | |
| 5-YR ARM | 3.250 | 1.156 | 3.401 | |
| Legacy Mortgage, Inc. 545-2212 NMLS#389862 | 15-YR Fixed | 2.500 | 1.774 | 2.823 |
| 30-YR Fixed | 3.000 | 1.021 | 3.119 | |
| 5-YR ARM | 4.000 | 2.837 | 3.783 | |
| Matanuska Valley Federal Credit Union 907-745-9165 NMLS#418470 | 15-YR Fixed | 2.875 | 0.375 | 3.173 |
| 30-YR Fixed | 3.125 | 0.375 | 3.290 | |
| 5-YR ARM | 3.625 | 1.875 | 3.924 | |
| Territorial Savings Bank 946-1400 NMLS#449554 | 15-YR Fixed | 2.625 | 1.625 | 2.920 |
| 30-YR Fixed | 3.250 | 1.500 | 3.405 | |
| 5-YR ARM | 4.250 | 2.000 | 5.691 | |
| Violet Miranda Residential & Commercial Mortgage LLC 623-4482 NMLS#250816 | 15-YR Fixed | 3.125 | 1.106 | 3.340 |
| 30-YR Fixed | 3.250 | 1.168 | 3.480 | |
| 5-YR ARM | 4.125 | 1.961 | 4.350 |