Wednesday, September 4, 2024
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
|
American Savings Bank 808-593-1226 NMLS#423168 |
15-YR Fixed | 4.750 | 2.000 | 5.175 |
| 30-YR Fixed | 5.625 | 2.000 | 5.888 | |
| 5-YR ARM | 5.125 | 2.125 | 6.585 | |
|
Bank of Hawaii 877-616-2636 |
15-YR Fixed | 5.500 | 0.875 | 5.636 |
| 30-YR Fixed | 5.875 | 1.625 | 6.027 | |
| 5-YR ARM | 5.625 | 0.750 | 6.832 | |
|
Central Pacific Bank 808-544-0500 NMLS#416603 |
15-YR Fixed | 4.750 | 2.000 | 5.183 |
| 30-YR Fixed | 5.625 | 1.750 | 5.870 | |
| 5-YR ARM | 6.875 | 0.000 | 7.798 | |
|
Finance Factors 808-548-3300 NMLS#449916 |
15-YR Fixed | 4.875 | 1.875 | 5.380 |
| 30-YR Fixed | 5.625 | 2.250 | 5.971 | |
| 5-YR ARM | 6.000 | 1.500 | 7.137 | |
|
First Hawaiian Bank 808-643-4663 |
15-YR Fixed | 5.000 | 1.750 | 5.460 |
| 30-YR Fixed | 5.750 | 2.000 | 6.050 | |
| 5-YR ARM | 5.250 | 2.000 | 7.210 | |
|
Hawaii State Federal Credit Union 808-447-3480 NMLS#405316 |
15-YR Fixed | 4.875 | 1.625 | 5.269 |
| 30-YR Fixed | 5.750 | 1.750 | 6.008 | |
| 5-YR ARM | 5.375 | 1.500 | 7.204 | |
|
Imperial Mortgage LLC 808-263-6363 NMLS#289505 |
15-YR Fixed | 4.625 | 1.850 | 5.030 |
| 30-YR Fixed | 5.500 | 1.563 | 5.721 | |
| 5-YR ARM | ||||
|
Matanuska Valley Federal Credit Union 907-745-9165 NMLS#418470 |
15-YR Fixed | 6.750 | 0.000 | 7.031 |
| 30-YR Fixed | 7.000 | 0.000 | 7.176 | |
| 5-YR ARM | ||||
|
Territorial Savings Bank 808-946-1400 NMLS#449554 |
15-YR Fixed | 5.000 | 1.750 | 5.298 |
| 30-YR Fixed | 5.750 | 1.500 | 5.907 | |
| 5-YR ARM | ||||
|
Violet Miranda Residential & Commercial Mortgage, LLC 808-623-4482 NMLS#250816 |
15-YR Fixed | 4.500 | 1.090 | 4.750 |
| 30-YR Fixed | 5.375 | 1.224 | 5.540 | |
| 5-YR ARM |