Wednesday, November 30, 2022

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
Acclaim Capital Mortgage
808-383-5931
NMLS#304090
15-YR Fixed 4.750 1.939 5.138
30-YR Fixed 5.500 1.824 5.717
5-YR ARM
Aloha Pacific Federal Credit Union
808-531-3711
NMLS#377314
15-YR Fixed 5.000 2.000 5.482
30-YR Fixed 5.750 1.750 6.021
5-YR ARM 4.875 1.750 5.129
American Savings Bank
808-593-1226
NMLS#423168
15-YR Fixed 5.000 2.000 5.431
30-YR Fixed 5.875 1.875 6.132
5-YR ARM 4.875 1.875 6.114
Bank of Hawaii
877-616-2636
15-YR Fixed 5.125 2.250 5.473
30-YR Fixed 5.875 2.125 6.075
5-YR ARM 4.625 2.375 5.940
Central Pacific Bank
808-544-0500
NMLS#416603
15-YR Fixed 5.250 1.500 5.616
30-YR Fixed 5.625 2.250 5.917
5-YR ARM 5.375 0.000 6.031
Finance Factors
808-548-3300
NMLS#449916
15-YR Fixed 5.125 2.000 5.656
30-YR Fixed 5.750 2.250 6.099
5-YR ARM 5.000 1.500 6.847
First Hawaiian Bank
808-643-4663
15-YR Fixed 5.250 2.125 5.770
30-YR Fixed 5.875 2.375 6.220
5-YR ARM 5.125 1.000 6.160
Hawaii Paradise Mortgage
808-888-9013
NMLS#790278
15-YR Fixed 4.625 2.000 4.875
30-YR Fixed 5.375 2.250 5.660
5-YR ARM 4.875 1.500 6.238
Hawaii State Federal Credit Union
808-447-3480
NMLS#405316
15-YR Fixed 5.000 1.875 5.437
30-YR Fixed 5.750 1.750 6.008
5-YR ARM
Imperial Mortgage LLC
808-263-6363
NMLS#289505
15-YR Fixed 4.750 1.996 5.204
30-YR Fixed 5.375 1.750 5.598
5-YR ARM
Matanuska Valley Federal Credit Union
907-745-9165
NMLS#418470
15-YR Fixed 6.625 0.000 2.945
30-YR Fixed 7.625 0.000 3.542
5-YR ARM
Territorial Savings Bank
808-946-1400
NMLS#449554
15-YR Fixed 5.125 1.625 5.408
30-YR Fixed 5.750 1.875 5.938
5-YR ARM
Violet Miranda Residential
& Commercial Mortgage, LLC

808-623-4482
NMLS#250816
15-YR Fixed 4.750 0.889 4.970
30-YR Fixed 5.375 0.899 5.510
5-YR ARM