Wednesday, December 11, 2019
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
| Aloha Pacific Federal Credit Union 531-3711 NMLS#377314 | 15-YR Fixed | 2.875 | 1.625 | 3.260 |
| 30-YR Fixed | 3.250 | 1.875 | 3.486 | |
| 5-YR ARM | 3.250 | 1.500 | 4.022 | |
| American Savings Bank, F.S.B 593-1226 NMLS#423168 | 15-YR Fixed | 2.750 | 1.875 | 3.113 |
| 30-YR Fixed | 3.375 | 1.875 | 3.582 | |
| 5-YR ARM | 2.875 | 0.000 | 3.170 | |
| Bank of Hawaii 877-616-2636 NMLS# | 15-YR Fixed | 2.750 | 1.750 | 3.003 |
| 30-YR Fixed | 3.375 | 1.625 | 3.506 | |
| 5-YR ARM | 2.625 | 0.750 | 3.816 | |
| Central Pacific Bank 544-0500 NMLS#416603 | 15-YR Fixed | 2.625 | 2.125 | 3.030 |
| 30-YR Fixed | 3.375 | 1.875 | 3.586 | |
| 5-YR ARM | 3.000 | 0.000 | 4.577 | |
| Finance Factors, Ltd. 548-3300 NMLS#449916 | 15-YR Fixed | 2.750 | 1.625 | 3.163 |
| 30-YR Fixed | 3.250 | 1.875 | 3.504 | |
| 5-YR ARM | 4.250 | 1.500 | 4.716 | |
| First Hawaiian Bank 643-4663 NMLS# | 15-YR Fixed | 2.750 | 1.625 | 3.140 |
| 30-YR Fixed | 3.250 | 2.000 | 3.500 | |
| 5-YR ARM | 2.625 | 1.000 | 3.830 | |
| Hawaii State Federal Credit Union 447-3480 NMLS#405316 | 15-YR Fixed | 2.750 | 1.500 | 3.052 |
| 30-YR Fixed | 3.500 | 1.750 | 3.696 | |
| 5-YR ARM | 3.000 | 0.750 | 3.996 | |
| Imperial Mortgage LLC 263-6363 NMLS#289505 | 15-YR Fixed | 2.750 | 1.676 | 3.089 |
| 30-YR Fixed | 3.250 | 1.932 | 3.647 | |
| 5-YR ARM | 3.250 | 1.313 | 4.249 | |
| Legacy Mortgage, Inc. 545-2212 NMLS#389862 | 15-YR Fixed | 2.625 | 2.397 | 3.040 |
| 30-YR Fixed | 3.125 | 2.256 | 3.345 | |
| 5-YR ARM | 3.000 | 1.700 | 3.940 | |
| Matanuska Valley Federal Credit Union 907-745-9165 NMLS#418470 | 15-YR Fixed | 3.000 | 1.250 | 3.430 |
| 30-YR Fixed | 3.625 | 1.125 | 3.860 | |
| 5-YR ARM | 3.375 | 0.250 | 3.533 | |
| Territorial Savings Bank 946-1400 NMLS#449554 | 15-YR Fixed | 2.875 | 1.500 | 3.154 |
| 30-YR Fixed | 3.375 | 2.000 | 3.572 | |
| 5-YR ARM | 4.250 | 2.000 | 5.691 | |
| Violet Miranda Residential & Commercial Mortgage LLC 623-4482 NMLS#250816 | 15-YR Fixed | 2.750 | 1.176 | 2.918 |
| 30-YR Fixed | 3.250 | 1.068 | 3.348 | |
| 5-YR ARM | 3.000 | 1.215 | 3.095 |