Wednesday, April 10, 2024

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
American Savings Bank
808-593-1226
NMLS#423168
15-YR Fixed 5.875 2.125 6.347
30-YR Fixed 6.750 1.875 7.027
5-YR ARM 6.500 2.000 7.714
Bank of Hawaii
877-616-2636
15-YR Fixed 6.500 1.000 6.660
30-YR Fixed 6.750 1.750 6.923
5-YR ARM 6.625 0.875 7.561
Central Pacific Bank
808-544-0500
NMLS#416603
15-YR Fixed 5.750 6.327 2.250
30-YR Fixed 6.625 6.967 2.000
5-YR ARM 6.875 0.000 7.798
Finance Factors
808-548-3300
NMLS#449916
15-YR Fixed 5.875 2.000 6.426
30-YR Fixed 6.625 2.000 6.974
5-YR ARM 6.375 1.500 7.656
First Hawaiian Bank
808-643-4663
15-YR Fixed 5.875 2.375 6.450
30-YR Fixed 6.625 2.125 6.960
5-YR ARM 6.125 2.000 7.610
Hawaii Paradise Mortgage
808-888-9013
NMLS#790278
15-YR Fixed 5.750 1.680 6.219
30-YR Fixed 6.375 2.180 6.498
5-YR ARM 6.250 1.250 7.572
Hawaii State Federal Credit Union
808-447-3480
NMLS#405316
15-YR Fixed 5.875 1.750 6.312
30-YR Fixed 6.750 1.625 7.018
5-YR ARM 6.500 1.250 7.565
Imperial Mortgage LLC
808-263-6363
NMLS#289505
15-YR Fixed 5.625 1.899 6.080
30-YR Fixed 6.500 1.751 6.739
5-YR ARM
Matanuska Valley Federal Credit Union
907-745-9165
NMLS#418470
15-YR Fixed 7.250 0.000 7.539
30-YR Fixed 7.375 0.000 7.556
5-YR ARM
Territorial Savings Bank
808-946-1400
NMLS#449554
15-YR Fixed 6.000 2.000 6.347
30-YR Fixed 6.500 1.750 6.689
5-YR ARM
Violet Miranda Residential &
Commercial Mortgage, LLC

808-623-4482
NMLS#250816
15-YR Fixed 5.625 1.364 1.593
30-YR Fixed 6.500 1.443 6.650
5-YR ARM