Wednesday, September 22, 2021
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
| Acclaim Capital Mortgage 383-5931 NMLS#304090 | 15-YR Fixed | 1.965 | 0.000 | 2.042 |
| 30-YR Fixed | 2.732 | 0.000 | 2.775 | |
| 5-YR ARM | ||||
| Aloha Pacific Federal Credit Union 531-3711 NMLS#377314 | 15-YR Fixed | 2.000 | 1.750 | 2.389 |
| 30-YR Fixed | 2.750 | 1.250 | 2.927 | |
| 5-YR ARM | 2.500 | 0.500 | 2.615 | |
| American Savings Bank, F.S.B 593-1226 NMLS#423168 | 15-YR Fixed | 1.875 | 1.500 | 2.167 |
| 30-YR Fixed | 2.625 | 1.750 | 2.809 | |
| 5-YR ARM | ||||
| Bank of Hawaii 877-616-2636 NMLS# | 15-YR Fixed | 1.875 | 1.625 | 2.104 |
| 30-YR Fixed | 2.625 | 1.625 | 2.751 | |
| 5-YR ARM | 1.875 | 0.875 | 2.522 | |
| Central Pacific Bank 544-0500 NMLS#416603 | 15-YR Fixed | 1.875 | 1.875 | 2.228 |
| 30-YR Fixed | 2.625 | 1.500 | 2.794 | |
| 5-YR ARM | 2.500 | 0.000 | 2.949 | |
| Finance Factors, Ltd. 548-3300 NMLS#449916 | 15-YR Fixed | 1.750 | 2.250 | 2.236 |
| 30-YR Fixed | 2.500 | 2.250 | 2.770 | |
| 5-YR ARM | 2.375 | 1.500 | 3.072 | |
| First Hawaiian Bank 643-4663 NMLS# | 15-YR Fixed | 1.875 | 1.625 | 2.260 |
| 30-YR Fixed | 2.625 | 1.625 | 2.840 | |
| 5-YR ARM | 2.000 | 1.000 | 2.640 | |
| Hawaii State Federal Credit Union 447-3480 NMLS#405316 | 15-YR Fixed | 2.000 | 1.000 | 2.217 |
| 30-YR Fixed | 2.625 | 1.875 | 2.816 | |
| 5-YR ARM | ||||
| Imperial Mortgage LLC 263-6363 NMLS#289505 | 15-YR Fixed | 1.750 | 1.187 | 2.029 |
| 30-YR Fixed | 2.375 | 2.053 | 2.595 | |
| 5-YR ARM | ||||
| loanDepot 913-5800 NMLS#174457 | 15-YR Fixed | 1.875 | 1.502 | 2.115 |
| 30-YR Fixed | 2.625 | 1.731 | 2.775 | |
| 5-YR ARM | 2.125 | 0.936 | 2.625 | |
| Matanuska Valley Federal Credit Union 907-745-9165 NMLS#418470 | 15-YR Fixed | 2.720 | 0.000 | 2.820 |
| 30-YR Fixed | 3.375 | 0.000 | 3.416 | |
| 5-YR ARM | ||||
| Territorial Savings Bank 946-1400 NMLS#449554 | 15-YR Fixed | 1.875 | 1.500 | 2.146 |
| 30-YR Fixed | 2.500 | 2.000 | 2.689 | |
| 5-YR ARM | 4.250 | 2.000 | 5.385 | |
| Violet Miranda Residential & Commercial Mortgage LLC 623-4482 NMLS#250816 | 15-YR Fixed | 1.750 | 0.506 | 1.819 |
| 30-YR Fixed | 2.500 | 0.900 | 2.530 | |
| 5-YR ARM |