Wednesday, October 16, 2019
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
| Acclaim Capital Mortgage - a Kama'aina Company 383-5931 NMLS#304090 | 15-YR Fixed | 3.250 | 0.000 | 3.255 |
| 30-YR Fixed | 3.625 | 0.076 | 3.656 | |
| 5-YR ARM | ||||
| Aloha Pacific Federal Credit Union 531-3711 NMLS#377314 | 15-YR Fixed | 2.875 | 1.875 | 3.298 |
| 30-YR Fixed | 3.250 | 1.625 | 3.465 | |
| 5-YR ARM | 3.250 | 1.500 | 4.102 | |
| American Savings Bank, F.S.B 593-1226 NMLS#423168 | 15-YR Fixed | 2.750 | 2.000 | 3.131 |
| 30-YR Fixed | 3.250 | 2.000 | 3.465 | |
| 5-YR ARM | 2.875 | 0.000 | 3.170 | |
| Bank of Hawaii 877-616-2636 NMLS# | 15-YR Fixed | 2.750 | 2.000 | 3.039 |
| 30-YR Fixed | 3.375 | 1.625 | 3.506 | |
| 5-YR ARM | 2.750 | 0.750 | 3.939 | |
| Central Pacific Bank 544-0500 NMLS#416603 | 15-YR Fixed | 2.750 | 1.250 | 3.029 |
| 30-YR Fixed | 3.375 | 1.500 | 3.555 | |
| 5-YR ARM | 3.000 | 0.000 | 4.004 | |
| Finance Factors, Ltd. 548-3300 NMLS#449916 | 15-YR Fixed | 2.625 | 1.875 | 2.979 |
| 30-YR Fixed | 3.250 | 1.625 | 3.438 | |
| 5-YR ARM | 4.250 | 1.500 | 5.115 | |
| First Hawaiian Bank 643-4663 NMLS# | 15-YR Fixed | 2.750 | 1.750 | 3.160 |
| 30-YR Fixed | 3.250 | 1.875 | 3.490 | |
| 5-YR ARM | 2.625 | 1.000 | 3.830 | |
| Guild Mortgage Company 263-4622 NMLS#3274 | 15-YR Fixed | 2.875 | 1.750 | 3.347 |
| 30-YR Fixed | 3.375 | 2.000 | 3.691 | |
| 5-YR ARM | 3.125 | 1.500 | 3.318 | |
| Hawaii State Federal Credit Union 447-3480 NMLS#405316 | 15-YR Fixed | 2.875 | 1.375 | 3.161 |
| 30-YR Fixed | 3.500 | 1.750 | 3.696 | |
| 5-YR ARM | 3.125 | 1.000 | 4.140 | |
| Imperial Mortgage LLC 263-6363 NMLS#289505 | 15-YR Fixed | 2.750 | 1.853 | 3.115 |
| 30-YR Fixed | 3.375 | 1.715 | 3.748 | |
| 5-YR ARM | 2.875 | 1.987 | 4.348 | |
| Legacy Mortgage, Inc. 545-2212 NMLS#389862 | 15-YR Fixed | 2.625 | 2.760 | 3.093 |
| 30-YR Fixed | 3.125 | 2.494 | 3.364 | |
| 5-YR ARM | 3.000 | 2.270 | 4.018 | |
| Matanuska Valley Federal Credit Union 907-745-9165 NMLS#418470 | 15-YR Fixed | 3.000 | 1.625 | 3.487 |
| 30-YR Fixed | 3.500 | 1.750 | 3.785 | |
| 5-YR ARM | 3.250 | 0.250 | 3.407 | |
| PRMG 222-2411 NMLS#75243 | 15-YR Fixed | 3.000 | 2.000 | 3.338 |
| 30-YR Fixed | 3.375 | 2.000 | 3.563 | |
| 5-YR ARM | ||||
| Territorial Savings Bank 946-1400 NMLS#449554 | 15-YR Fixed | 2.750 | 2.000 | 3.101 |
| 30-YR Fixed | 3.375 | 1.875 | 3.561 | |
| 5-YR ARM | 4.250 | 2.000 | 5.691 | |
| Violet Miranda Residential & Commercial Mortgage LLC 623-4482 NMLS#250816 | 15-YR Fixed | 2.750 | 1.697 | 2.908 |
| 30-YR Fixed | 3.250 | 1.191 | 3.360 | |
| 5-YR ARM | 3.125 | 1.400 | 3.219 |