Wednesday, January 16, 2019
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
| Aloha Pacific Federal Credit Union 531-3711 NMLS#377314 | 15-YR Fixed | 3.625 | 1.125 | 3.948 |
| 30-YR Fixed | 4.000 | 1.875 | 4.249 | |
| 5-YR ARM | 3.750 | 1.750 | 4.782 | |
| American Savings Bank, F.S.B 593-1226 NMLS#423168 | 15-YR Fixed | 3.375 | 1.750 | 3.732 |
| 30-YR Fixed | 4.000 | 2.000 | 4.229 | |
| 5-YR ARM | 3.375 | 0.000 | 3.347 | |
| Bank of Hawaii 877-616-2636 NMLS# | 15-YR Fixed | 3.375 | 1.750 | 3.632 |
| 30-YR Fixed | 4.000 | 2.000 | 4.168 | |
| 5-YR ARM | 3.250 | 0.125 | 4.671 | |
| Central Pacific Bank 544-0500 NMLS#416603 | 15-YR Fixed | 3.375 | 1.750 | 3.734 |
| 30-YR Fixed | 4.125 | 1.500 | 4.315 | |
| 5-YR ARM | 3.625 | 0.500 | 4.963 | |
| Finance Factors, Ltd. 522-6071 NMLS#449916 | 15-YR Fixed | 3.500 | 1.875 | 3.863 |
| 30-YR Fixed | 4.250 | 1.625 | 4.438 | |
| 5-YR ARM | 5.375 | 1.500 | 6.191 | |
| First Hawaiian Bank 643-4663 NMLS# | 15-YR Fixed | 3.500 | 1.375 | 3.870 |
| 30-YR Fixed | 4.125 | 1.375 | 4.340 | |
| 5-YR ARM | 3.375 | 1.000 | 4.730 | |
| Hawaii State Federal Credit Union 447-3480 NMLS#405316 | 15-YR Fixed | 3.875 | 0.125 | 3.992 |
| 30-YR Fixed | 4.500 | 0.000 | 4.561 | |
| 5-YR ARM | 3.375 | 0.625 | 4.824 | |
| House of Finance, Inc. 847-8493 NMLS#378949 | 15-YR Fixed | 3.750 | 1.000 | 4.047 |
| 30-YR Fixed | 4.250 | 1.000 | 4.422 | |
| 5-YR ARM | 4.125 | 1.000 | 5.085 | |
| Imperial Mortgage LLC 263-6363 NMLS#289505 | 15-YR Fixed | 3.250 | 1.513 | 3.577 |
| 30-YR Fixed | 3.875 | 1.784 | 4.474 | |
| 5-YR ARM | 3.875 | 0.896 | 4.900 | |
| Matanuska Valley Federal Credit Union 907-745-9165 NMLS#418470 | 15-YR Fixed | 3.625 | 1.250 | 4.067 |
| 30-YR Fixed | 4.625 | 0.000 | 4.778 | |
| 5-YR ARM | 4.125 | 0.250 | 4.293 | |
| Oahu Real Estate Mortgages 216-5434 NMLS#1154332 | 15-YR Fixed | 3.000 | 2.483 | 3.449 |
| 30-YR Fixed | 3.625 | 2.275 | 3.865 | |
| 5-YR ARM | 3.250 | 2.389 | 3.492 | |
| Territorial Savings Bank 946-1400 NMLS#449554 | 15-YR Fixed | 3.375 | 1.875 | 3.714 |
| 30-YR Fixed | 4.125 | 1.625 | 4.297 | |
| 5-YR ARM | 4.250 | 2.000 | 5.231 |