Wednesday, September 30, 2020
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
| Aloha Pacific Federal Credit Union 531-3711 NMLS#377314 | 15-YR Fixed | 2.250 | 1.500 | 2.607 |
| 30-YR Fixed | 2.625 | 1.875 | 2.850 | |
| 5-YR ARM | 2.500 | 0.000 | 2.660 | |
| American Savings Bank, F.S.B 593-1226 NMLS#423168 | 15-YR Fixed | 2.000 | 1.500 | 2.294 |
| 30-YR Fixed | 2.500 | 2.000 | 2.702 | |
| 5-YR ARM | 3.125 | 0.000 | 3.258 | |
| Bank of Hawaii 877-616-2636 NMLS# | 15-YR Fixed | 2.375 | 0.750 | 2.481 |
| 30-YR Fixed | 2.875 | 0.125 | 2.885 | |
| 5-YR ARM | 2.375 | 1.000 | 2.782 | |
| Central Pacific Bank 544-0500 NMLS#416603 | 15-YR Fixed | 2.125 | 1.250 | 2.393 |
| 30-YR Fixed | 2.750 | 1.375 | 2.911 | |
| 5-YR ARM | 2.875 | 0.000 | 2.995 | |
| Finance Factors, Ltd. 548-3300 NMLS#449916 | 15-YR Fixed | 2.000 | 1.750 | 2.418 |
| 30-YR Fixed | 2.500 | 1.500 | 2.711 | |
| 5-YR ARM | 3.375 | 1.500 | 3.593 | |
| First Hawaiian Bank 643-4663 NMLS# | 15-YR Fixed | 2.125 | 1.500 | 2.490 |
| 30-YR Fixed | 2.500 | 1.500 | 2.700 | |
| 5-YR ARM | 2.250 | 1.000 | 2.650 | |
| Hawaii State Federal Credit Union 447-3480 NMLS#405316 | 15-YR Fixed | 2.125 | 0.750 | 2.308 |
| 30-YR Fixed | 2.625 | 1.250 | 2.767 | |
| 5-YR ARM | ||||
| Imperial Mortgage LLC 263-6363 NMLS#289505 | 15-YR Fixed | 1.750 | 2.017 | 2.133 |
| 30-YR Fixed | 2.250 | 2.017 | 2.584 | |
| 5-YR ARM | 2.875 | 1.765 | 3.070 | |
| Matanuska Valley Federal Credit Union 907-745-9165 NMLS#418470 | 15-YR Fixed | 2.500 | 0.000 | 2.739 |
| 30-YR Fixed | 2.875 | 0.000 | 3.007 | |
| 5-YR ARM | 0.000 | 0.000 | 0.000 | |
| Territorial Savings Bank 946-1400 NMLS#449554 | 15-YR Fixed | 2.250 | 1.000 | 2.452 |
| 30-YR Fixed | 2.625 | 1.000 | 2.737 | |
| 5-YR ARM | 4.250 | 2.000 | 5.385 | |
| Violet Miranda Residential & Commercial Mortgage LLC 623-4482 NMLS#250816 | 15-YR Fixed | 1.999 | 0.877 | 2.121 |
| 30-YR Fixed | 2.375 | 0.956 | 2.447 | |
| 5-YR ARM |