Wednesday, March 20, 2019
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
| Acclaim Capital Mortgage - a Kama'aina Company 383-5931 NMLS#304090 | 15-YR Fixed | 3.625 | 0.090 | 3.795 |
| 30-YR Fixed | 4.000 | 0.000 | 4.026 | |
| 5-YR ARM | 3.750 | 0.000 | 4.566 | |
| Aloha Pacific Federal Credit Union 531-3711 NMLS#377314 | 15-YR Fixed | 3.375 | 1.375 | 3.731 |
| 30-YR Fixed | 4.000 | 0.500 | 4.131 | |
| 5-YR ARM | 3.750 | 1.375 | 4.749 | |
| American Savings Bank, F.S.B 593-1226 NMLS#423168 | 15-YR Fixed | 3.250 | 1.375 | 3.548 |
| 30-YR Fixed | 3.875 | 1.500 | 4.059 | |
| 5-YR ARM | 3.375 | 0.000 | 3.347 | |
| Bank of Hawaii 877-616-2636 NMLS# | 15-YR Fixed | 3.000 | 2.000 | 3.291 |
| 30-YR Fixed | 3.750 | 1.375 | 3.863 | |
| 5-YR ARM | 3.250 | 0.125 | 4.532 | |
| Central Pacific Bank 544-0500 NMLS#416603 | 15-YR Fixed | 3.250 | 1.500 | 3.569 |
| 30-YR Fixed | 3.875 | 1.750 | 4.120 | |
| 5-YR ARM | 3.500 | 0.250 | 4.963 | |
| Finance Factors, Ltd. 522-6071 NMLS#449916 | 15-YR Fixed | 3.125 | 1.625 | 3.447 |
| 30-YR Fixed | 3.750 | 1.750 | 3.944 | |
| 5-YR ARM | 5.250 | 1.500 | 6.045 | |
| First Hawaiian Bank 643-4663 NMLS# | 15-YR Fixed | 3.125 | 1.875 | 3.560 |
| 30-YR Fixed | 3.750 | 1.875 | 4.000 | |
| 5-YR ARM | 3.375 | 1.000 | 4.650 | |
| Guild Mortgage Company 263-4622 NMLS#3274 | 15-YR Fixed | 3.250 | 1.500 | 3.567 |
| 30-YR Fixed | 3.875 | 1.250 | 4.003 | |
| 5-YR ARM | 3.375 | 1.500 | 4.698 | |
| Hawaii State Federal Credit Union 447-3480 NMLS#405316 | 15-YR Fixed | 3.125 | 1.625 | 3.453 |
| 30-YR Fixed | 3.750 | 1.750 | 3.950 | |
| 5-YR ARM | 3.375 | 0.625 | 4.670 | |
| Legacy Mortgage, Inc. 382-1371 NMLS#389862 | 15-YR Fixed | 3.250 | 0.375 | 3.368 |
| 30-YR Fixed | 3.750 | 0.500 | 3.827 | |
| 5-YR ARM | 2.750 | 0.750 | 4.319 | |
| Matanuska Valley Federal Credit Union 907-745-9165 NMLS#418470 | 15-YR Fixed | 3.625 | 0.625 | 3.972 |
| 30-YR Fixed | 4.125 | 0.875 | 4.347 | |
| 5-YR ARM | 4.000 | 0.250 | 4.166 | |
| Oahu Real Estate Mortgages 216-5434 NMLS#1154332 | 15-YR Fixed | 3.000 | 1.309 | 3.275 |
| 30-YR Fixed | 3.500 | 1.685 | 3.688 | |
| 5-YR ARM | 2.875 | 2.793 | 3.143 | |
| PRMG 222-2411 NMLS#75243 | 15-YR Fixed | 3.500 | 2.000 | 3.747 |
| 30-YR Fixed | 4.250 | 0.000 | 4.335 | |
| 5-YR ARM | 3.375 | 0.500 | 4.532 | |
| Territorial Savings Bank 946-1400 NMLS#449554 | 15-YR Fixed | 3.250 | 1.625 | 3.550 |
| 30-YR Fixed | 3.875 | 1.750 | 4.055 | |
| 5-YR ARM | 4.250 | 2.000 | 5.154 |