Wednesday, February 1, 2022
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
|
Aloha Pacific Federal Credit Union 808-531-3711 NMLS#377314 |
15-YR Fixed | 4.500 | 1.875 | 4.953 |
| 30-YR Fixed | 5.250 | 1.875 | 5.523 | |
| 5-YR ARM | 4.375 | 0.500 | 4.510 | |
|
American Savings Bank 808-593-1226 NMLS#423168 |
15-YR Fixed | 4.500 | 2.250 | 4.958 |
| 30-YR Fixed | 5.375 | 2.250 | 5.656 | |
| 5-YR ARM | 4.375 | 1.750 | 5.812 | |
|
Bank of Hawaii 877-616-2636 |
15-YR Fixed | 4.500 | 2.000 | 4.804 |
| 30-YR Fixed | 5.250 | 2.250 | 5.454 | |
| 5-YR ARM | 4.125 | 2.500 | 5.529 | |
|
Central Pacific Bank 808-544-0500 NMLS#416603 |
15-YR Fixed | 4.500 | 2.250 | 4.967 |
| 30-YR Fixed | 5.250 | 2.125 | 5.522 | |
| 5-YR ARM | 5.375 | 0.000 | 6.624 | |
|
Finance Factors 808-548-3300 NMLS#449916 |
15-YR Fixed | 4.500 | 2.000 | 5.015 |
| 30-YR Fixed | 5.250 | 2.125 | 5.574 | |
| 5-YR ARM | 4.625 | 1.500 | 6.679 | |
|
First Hawaiian Bank 808-643-4663 |
15-YR Fixed | 4.625 | 2.375 | 5.170 |
| 30-YR Fixed | 5.375 | 2.375 | 5.710 | |
| 5-YR ARM | 4.750 | 1.000 | 6.300 | |
|
Hawaii Paradise Mortgage 808-888-9013 NMLS#790278 |
15-YR Fixed | 4.250 | 1.361 | 4.438 |
| 30-YR Fixed | 5.125 | 1.343 | 5.259 | |
| 5-YR ARM | 4.375 | 1.500 | 5.755 | |
|
Hawaii State Federal Credit Union 808-447-3480 NMLS#405316 |
15-YR Fixed | 4.500 | 1.875 | 4.925 |
| 30-YR Fixed | 5.250 | 2.125 | 5.532 | |
| 5-YR ARM | ||||
|
Imperial Mortgage LLC 808-263-6363 NMLS#289505 |
15-YR Fixed | 4.125 | 1.910 | 4.558 |
| 30-YR Fixed | 4.990 | 1.598 | 5.194 | |
| 5-YR ARM | ||||
|
Matanuska Valley Federal Credit Union 907-745-9165 NMLS#418470 |
15-YR Fixed | 5.750 | 0.000 | 6.157 |
| 30-YR Fixed | 6.375 | 0.000 | 6.628 | |
| 5-YR ARM | ||||
|
Territorial Savings Bank 808-946-1400 NMLS#449554 |
15-YR Fixed | 4.625 | 1.500 | 4.881 |
| 30-YR Fixed | 5.375 | 2.000 | 5.570 | |
| 5-YR ARM | ||||
|
Violet Miranda Residential & Commercial Mortgage, LLC 808-623-4482 NMLS#250816 |
15-YR Fixed | 4.250 | 1.157 | 4.510 |
| 30-YR Fixed | 5.000 | 1.177 | 5.160 | |
| 5-YR ARM |