Wednesday, June 19, 2019
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
| Acclaim Capital Mortgage - a Kama'aina Company 383-5931 NMLS#304090 | 15-YR Fixed | 3.125 | 0.000 | 3.169 |
| 30-YR Fixed | 3.500 | 0.000 | 3.525 | |
| 5-YR ARM | 3.250 | 0.000 | 4.239 | |
| Aloha Pacific Federal Credit Union 531-3711 NMLS#377314 | 15-YR Fixed | 3.000 | 0.875 | 3.276 |
| 30-YR Fixed | 3.625 | 0.750 | 3.773 | |
| 5-YR ARM | 3.250 | 1.625 | 4.272 | |
| American Savings Bank, F.S.B 593-1226 NMLS#423168 | 15-YR Fixed | 2.750 | 1.375 | 3.039 |
| 30-YR Fixed | 3.375 | 1.375 | 3.541 | |
| 5-YR ARM | 2.750 | 0.000 | 3.127 | |
| Bank of Hawaii 877-616-2636 NMLS# | 15-YR Fixed | 2.750 | 1.500 | 2.966 |
| 30-YR Fixed | 3.250 | 1.625 | 3.380 | |
| 5-YR ARM | 2.625 | 0.875 | 4.055 | |
| Central Pacific Bank 544-0500 NMLS#416603 | 15-YR Fixed | 3.000 | 0.625 | 3.186 |
| 30-YR Fixed | 3.250 | 1.750 | 3.446 | |
| 5-YR ARM | 3.000 | 0.250 | 4.577 | |
| Finance Factors, Ltd. 548-3300 NMLS#449916 | 15-YR Fixed | 2.750 | 1.875 | 3.105 |
| 30-YR Fixed | 3.250 | 1.875 | 3.449 | |
| 5-YR ARM | 4.875 | 1.500 | 5.744 | |
| First Hawaiian Bank 643-4663 NMLS# | 15-YR Fixed | 2.750 | 1.375 | 3.110 |
| 30-YR Fixed | 3.250 | 1.875 | 3.490 | |
| 5-YR ARM | 2.750 | 1.000 | 4.040 | |
| Guild Mortgage Company 263-4622 NMLS#3274 | 15-YR Fixed | 3.000 | 1.250 | 3.237 |
| 30-YR Fixed | 3.625 | 1.250 | 3.823 | |
| 5-YR ARM | 3.125 | 2.000 | 3.387 | |
| Hawaii State Federal Credit Union 447-3480 NMLS#405316 | 15-YR Fixed | 3.125 | 0.125 | 3.232 |
| 30-YR Fixed | 3.750 | 0.125 | 3.814 | |
| 5-YR ARM | 3.000 | 0.875 | 4.243 | |
| Imperial Mortgage LLC 263-6363 NMLS#289505 | 15-YR Fixed | 2.750 | 1.784 | 3.147 |
| 30-YR Fixed | 3.250 | 2.044 | 3.669 | |
| 5-YR ARM | 3.500 | 1.477 | 4.588 | |
| Legacy Mortgage, Inc. 382-1371 NMLS#389862 | 15-YR Fixed | 2.875 | 1.615 | 3.171 |
| 30-YR Fixed | 3.250 | 1.791 | 3.430 | |
| 5-YR ARM | 2.750 | 1.625 | 4.068 | |
| Matanuska Valley Federal Credit Union 907-745-9165 NMLS#418470 | 15-YR Fixed | 3.125 | 0.500 | 3.446 |
| 30-YR Fixed | 3.750 | 1.250 | 3.998 | |
| 5-YR ARM | 3.625 | 0.250 | 3.786 | |
| PRMG 222-2411 NMLS#75243 | 15-YR Fixed | 3.125 | 2.000 | 3.487 |
| 30-YR Fixed | 3.375 | 2.000 | 3.576 | |
| 5-YR ARM | ||||
| Territorial Savings Bank 946-1400 NMLS#449554 | 15-YR Fixed | 2.750 | 1.625 | 3.046 |
| 30-YR Fixed | 3.375 | 1.875 | 3.561 | |
| 5-YR ARM | 4.250 | 2.000 | 5.691 | |
| Violet Miranda Residential & Commercial Mortgage LLC 623-4482 NMLS#250816 | 15-YR Fixed | 2.875 | 0.862 | 2.926 |
| 30-YR Fixed | 3.250 | 1.044 | 3.293 | |
| 5-YR ARM | 3.250 | 1.117 | 3.299 |