Wednesday, November 4, 2026
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
|
American Savings Bank 808-593-1226 NMLS#423168 |
15-YR Fixed | 5.875 | 1.875 | 6.261 |
| 30-YR Fixed | 6.625 | 2.000 | 6.881 | |
| 5-YR ARM | 5.750 | 1.750 | 6.499 | |
|
Bank of Hawaii 877-616-2636 |
15-YR Fixed | 6.125 | 0.750 | 6.243 |
| 30-YR Fixed | 6.500 | 2.000 | 6.695 | |
| 5-YR ARM | 5.875 | 2.000 | 6.519 | |
|
Central Pacific Bank 808-544-0500 NMLS#416603 |
15-YR Fixed | 6.000 | 2.000 | 6.463 |
| 30-YR Fixed | 6.625 | 2.000 | 6.917 | |
| 5-YR ARM | 6.125 | 2.000 | 6.892 | |
|
Finance Factors 808-548-3300 NMLS#449916 |
15-YR Fixed | 5.875 | 1.875 | 6.406 |
| 30-YR Fixed | 6.625 | 1.875 | 6.961 | |
| 5-YR ARM | 6.750 | 1.500 | 7.520 | |
|
First Hawaiian Bank 808-643-4663 |
15-YR Fixed | 5.875 | 2.250 | 6.430 |
| 30-YR Fixed | 6.625 | 2.250 | 6.970 | |
| 5-YR ARM | 5.750 | 2.000 | 6.580 | |
|
Imperial Mortgage LLC 808-263-6363 NMLS#289505 |
15-YR Fixed | 5.750 | 1.944 | 6.196 |
| 30-YR Fixed | 6.500 | 1.357 | 6.715 | |
| 5-YR ARM |