Wednesday, May 6, 2026
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
|
American Savings Bank 808-593-1226 NMLS#423168 |
15-YR Fixed | 5.000 | 2.000 | 5.390 |
| 30-YR Fixed | 5.875 | 2.125 | 6.129 | |
| 5-YR ARM | 5.125 | 1.875 | 6.113 | |
|
Bank of Hawaii 877-616-2636 |
15-YR Fixed | 5.375 | 0.750 | 5.491 |
| 30-YR Fixed | 5.750 | 2.000 | 5.937 | |
| 5-YR ARM | 5.125 | 2.000 | 6.060 | |
|
Central Pacific Bank 808-544-0500 NMLS#416603 |
15-YR Fixed | 5.125 | 2.250 | 5.607 |
| 30-YR Fixed | 5.875 | 1.875 | 6.137 | |
| 5-YR ARM | 5.375 | 2.000 | 6.444 | |
|
Finance Factors 808-548-3300 NMLS#449916 |
15-YR Fixed | 5.125 | 1.875 | 5.636 |
| 30-YR Fixed | 5.875 | 2.250 | 6.228 | |
| 5-YR ARM | 5.750 | 1.500 | 6.588 | |
|
First Hawaiian Bank 808-643-4663 |
15-YR Fixed | 5.125 | 2.250 | 5.660 |
| 30-YR Fixed | 5.875 | 2.250 | 6.210 | |
| 5-YR ARM | 5.125 | 2.000 | 6.170 | |
|
Hawaii State Federal Credit Union 808-447-3480 NMLS#405316 |
15-YR Fixed | 5.125 | 1.875 | 5.564 |
| 30-YR Fixed | 5.875 | 1.750 | 6.135 | |
| 5-YR ARM | 5.250 | 1.875 | 6.181 | |
|
Imperial Mortgage LLC 808-263-6363 NMLS#289505 |
15-YR Fixed | 4.990 | 1.819 | 5.406 |
| 30-YR Fixed | 5.750 | 1.914 | 5.992 | |
| 5-YR ARM | ||||
|
Kama'aina Mortgage Group 808-888-9013 NMLS#1276471 |
15-YR Fixed | 5.000 | 1.365 | 5.359 |
| 30-YR Fixed | 5.750 | 1.115 | 5.944 | |
| 5-YR ARM | 5.500 | 1.250 | 6.250 | |
|
Matanuska Valley Federal Credit Union 907-745-9165 NMLS#418470 |
15-YR Fixed | 8.125 | 0.000 | 8.206 |
| 30-YR Fixed | 8.500 | 0.000 | 8.579 | |
| 5-YR ARM |