Wednesday, September 22, 2021

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
Acclaim Capital Mortgage
383-5931
NMLS#304090
15-YR Fixed1.9650.0002.042
30-YR Fixed2.7320.0002.775
5-YR ARM   
Aloha Pacific Federal Credit Union
531-3711
NMLS#377314
15-YR Fixed2.0001.7502.389
30-YR Fixed2.7501.2502.927
5-YR ARM2.5000.5002.615
American Savings Bank, F.S.B
593-1226
NMLS#423168
15-YR Fixed1.8751.5002.167
30-YR Fixed2.6251.7502.809
5-YR ARM   
Bank of Hawaii
877-616-2636
NMLS#
15-YR Fixed1.8751.6252.104
30-YR Fixed2.6251.6252.751
5-YR ARM1.8750.8752.522
Central Pacific Bank
544-0500
NMLS#416603
15-YR Fixed1.8751.8752.228
30-YR Fixed2.6251.5002.794
5-YR ARM2.5000.0002.949
Finance Factors, Ltd.
548-3300
NMLS#449916
15-YR Fixed1.7502.2502.236
30-YR Fixed2.5002.2502.770
5-YR ARM2.3751.5003.072
First Hawaiian Bank
643-4663
NMLS#
15-YR Fixed1.8751.6252.260
30-YR Fixed2.6251.6252.840
5-YR ARM2.0001.0002.640
Hawaii State Federal Credit Union
447-3480
NMLS#405316
15-YR Fixed2.0001.0002.217
30-YR Fixed2.6251.8752.816
5-YR ARM   
Imperial Mortgage LLC
263-6363
NMLS#289505
15-YR Fixed1.7501.1872.029
30-YR Fixed2.3752.0532.595
5-YR ARM   
loanDepot
913-5800
NMLS#174457
15-YR Fixed1.8751.5022.115
30-YR Fixed2.6251.7312.775
5-YR ARM2.1250.9362.625
Matanuska Valley Federal Credit Union
907-745-9165
NMLS#418470
15-YR Fixed2.7200.0002.820
30-YR Fixed3.3750.0003.416
5-YR ARM   
Territorial Savings Bank
946-1400
NMLS#449554
15-YR Fixed1.8751.5002.146
30-YR Fixed2.5002.0002.689
5-YR ARM4.2502.0005.385
Violet Miranda Residential
& Commercial Mortgage LLC
623-4482
NMLS#250816
15-YR Fixed1.7500.5061.819
30-YR Fixed2.5000.9002.530
5-YR ARM