Wednesday, May 15, 2019
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
| Acclaim Capital Mortgage - a Kama'aina Company 383-5931 NMLS#304090 | 15-YR Fixed | 3.375 | 0.000 | 3.420 |
| 30-YR Fixed | 3.875 | 0.000 | 3.990 | |
| 5-YR ARM | 3.375 | 0.000 | 4.477 | |
| Aloha Pacific Federal Credit Union 531-3711 NMLS#377314 | 15-YR Fixed | 3.250 | 1.250 | 3.586 |
| 30-YR Fixed | 3.750 | 1.000 | 3.920 | |
| 5-YR ARM | 3.500 | 1.250 | 4.568 | |
| American Savings Bank, F.S.B 593-1226 NMLS#423168 | 15-YR Fixed | 3.000 | 1.500 | 3.312 |
| 30-YR Fixed | 3.625 | 1.750 | 3.826 | |
| 5-YR ARM | 3.125 | 0.000 | 3.258 | |
| Bank of Hawaii 877-616-2636 NMLS# | 15-YR Fixed | 2.875 | 1.875 | 3.147 |
| 30-YR Fixed | 3.625 | 1.500 | 3.748 | |
| 5-YR ARM | 2.875 | 0.625 | 4.349 | |
| Central Pacific Bank 544-0500 NMLS#416603 | 15-YR Fixed | 3.000 | 1.625 | 3.333 |
| 30-YR Fixed | 3.625 | 1.625 | 3.817 | |
| 5-YR ARM | 3.250 | 0.250 | 4.577 | |
| Finance Factors, Ltd. 548-3300 NMLS#449916 | 15-YR Fixed | 3.000 | 1.625 | 3.321 |
| 30-YR Fixed | 3.625 | 1.750 | 3.818 | |
| 5-YR ARM | 5.125 | 1.500 | 5.919 | |
| First Hawaiian Bank 643-4663 NMLS# | 15-YR Fixed | 2.875 | 1.750 | 3.290 |
| 30-YR Fixed | 3.500 | 2.250 | 3.780 | |
| 5-YR ARM | 3.000 | 1.000 | 4.360 | |
| Guild Mortgage Company 263-4622 NMLS#3274 | 15-YR Fixed | 3.250 | 1.000 | 3.473 |
| 30-YR Fixed | 3.750 | 1.750 | 4.017 | |
| 5-YR ARM | 3.125 | 2.000 | 3.387 | |
| Hawaii State Federal Credit Union 447-3480 NMLS#405316 | 15-YR Fixed | 3.500 | 0.125 | 3.612 |
| 30-YR Fixed | 4.125 | -0.375 | 4.151 | |
| 5-YR ARM | 3.375 | 0.125 | 4.550 | |
| House of Finance, Inc. 847-8493 NMLS#378949 | 15-YR Fixed | 3.250 | 1.000 | 3.540 |
| 30-YR Fixed | 3.750 | 1.000 | 3.915 | |
| 5-YR ARM | 3.625 | 1.000 | 4.900 | |
| Imperial Mortgage LLC 263-6363 NMLS#289505 | 15-YR Fixed | 2.875 | 2.045 | 3.280 |
| 30-YR Fixed | 3.625 | 1.787 | 4.032 | |
| 5-YR ARM | 3.750 | 0.972 | 4.876 | |
| Legacy Mortgage, Inc. 382-1371 NMLS#389862 | 15-YR Fixed | 3.000 | 1.000 | 3.208 |
| 30-YR Fixed | 3.500 | 1.625 | 3.668 | |
| 5-YR ARM | 2.750 | 1.875 | 4.298 | |
| Matanuska Valley Federal Credit Union 907-745-9165 NMLS#418470 | 15-YR Fixed | 3.375 | 0.750 | 3.737 |
| 30-YR Fixed | 4.000 | 0.875 | 4.220 | |
| 5-YR ARM | 3.750 | 0.250 | 3.913 | |
| PRMG 222-2411 NMLS#75243 | 15-YR Fixed | 3.375 | 0.500 | 3.593 |
| 30-YR Fixed | 3.750 | 1.500 | 3.975 | |
| 5-YR ARM | ||||
| Territorial Savings Bank 946-1400 NMLS#449554 | 15-YR Fixed | 3.000 | 1.625 | 3.298 |
| 30-YR Fixed | 3.750 | 1.500 | 3.908 | |
| 5-YR ARM | 4.250 | 2.000 | 5.691 |