Wednesday, January 19, 2022

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
Acclaim Capital Mortgage
383-5931
NMLS#304090
15-YR Fixed2.7360.0002.815
30-YR Fixed3.1251.8693.319
5-YR ARM   
Aloha Pacific Federal Credit Union
531-3711
NMLS#377314
15-YR Fixed2.6252.0003.062
30-YR Fixed3.3751.6253.592
5-YR ARM2.5000.5002.946
American Savings Bank, F.S.B
593-1226
NMLS#423168
15-YR Fixed2.2501.7502.585
30-YR Fixed3.1252.0003.338
5-YR ARM   
Bank of Hawaii
877-616-2636
NMLS#
15-YR Fixed2.2501.8752.517
30-YR Fixed3.1251.8753.275
5-YR ARM1.8752.3752.636
Central Pacific Bank
544-0500
NMLS#416603
15-YR Fixed2.5001.7502.847
30-YR Fixed3.2501.7503.449
5-YR ARM2.7500.0003.034
Finance Factors, Ltd.
548-3300
NMLS#449916
15-YR Fixed2.3751.8752.820
30-YR Fixed3.2501.7503.495
5-YR ARM3.1251.5003.549
First Hawaiian Bank
643-4663
NMLS#
15-YR Fixed2.2502.2502.730
30-YR Fixed3.1252.2503.400
5-YR ARM2.5001.0002.820
Hawaii State Federal Credit Union
447-3480
NMLS#405316
15-YR Fixed2.3751.5002.700
30-YR Fixed3.2501.6253.448
5-YR ARM   
Imperial Mortgage LLC
263-6363
NMLS#289505
15-YR Fixed2.2501.5952.592
30-YR Fixed3.0502.0363.277
5-YR ARM   
loanDepot
913-5800
NMLS#174457
15-YR Fixed2.3752.0622.699
30-YR Fixed3.2502.3133.453
5-YR ARM2.6251.3792.830
Territorial Savings Bank
946-1400
NMLS#449554
15-YR Fixed2.3751.6252.637
30-YR Fixed3.1252.0003.302
5-YR ARM