Wednesday, December 6, 2023
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
|
Aloha Pacific Federal Credit Union 808-531-3711 NMLS#377314 |
15-YR Fixed | 5.500 | 2.000 | 5.992 |
| 30-YR Fixed | 6.125 | 2.000 | 6.429 | |
| 5-YR ARM | 5.875 | 1.875 | 6.161 | |
|
American Savings Bank 808-593-1226 NMLS#423168 |
15-YR Fixed | 5.625 | 2.000 | 6.070 |
| 30-YR Fixed | 6.125 | 2.125 | 6.412 | |
| 5-YR ARM | 6.000 | 1.500 | 7.386 | |
|
Bank of Hawaii 877-616-2636 |
15-YR Fixed | 6.125 | 0.875 | 6.263 |
| 30-YR Fixed | 6.250 | 1.750 | 6.418 | |
| 5-YR ARM | 6.250 | 0.750 | 7.375 | |
|
Central Pacific Bank 808-544-0500 NMLS#416603 |
15-YR Fixed | 5.750 | 2.125 | 6.228 |
| 30-YR Fixed | 6.250 | 1.875 | 6.521 | |
| 5-YR ARM | 7.375 | 0.000 | 8.004 | |
|
Finance Factors 808-548-3300 NMLS#449916 |
15-YR Fixed | 5.750 | 2.000 | 6.298 |
| 30-YR Fixed | 6.250 | 2.125 | 6.601 | |
| 5-YR ARM | 6.375 | 1.500 | 7.800 | |
|
First Hawaiian Bank 808-643-4663 |
15-YR Fixed | 5.625 | 2.000 | 6.130 |
| 30-YR Fixed | 6.250 | 1.875 | 6.550 | |
| 5-YR ARM | 5.750 | 2.000 | 7.440 | |
|
Hawaii Paradise Mortgage 808-888-9013 NMLS#790278 |
15-YR Fixed | 5.500 | 2.250 | 5.986 |
| 30-YR Fixed | 6.000 | 2.250 | 6.228 | |
| 5-YR ARM | 7.000 | 1.375 | 8.304 | |
|
Hawaii State Federal Credit Union 808-447-3480 NMLS#405316 |
15-YR Fixed | 6.000 | 1.625 | 6.420 |
| 30-YR Fixed | 6.500 | 1.375 | 6.737 | |
| 5-YR ARM | 6.000 | 1.000 | 7.422 | |
|
Matanuska Valley Federal Credit Union 907-745-9165 NMLS#418470 |
15-YR Fixed | 7.000 | 0.000 | 7.181 |
| 30-YR Fixed | 7.000 | 0.000 | 7.112 | |
| 5-YR ARM | ||||
|
Territorial Savings Bank 808-946-1400 NMLS#449554 |
15-YR Fixed | 5.750 | 2.000 | 6.095 |
| 30-YR Fixed | 6.375 | 1.750 | 6.565 | |
| 5-YR ARM | ||||
|
Violet Miranda Residential & Commercial Mortgage, LLC 808-623-4482 NMLS#250816 |
15-YR Fixed | 5.375 | 1.047 | 5.630 |
| 30-YR Fixed | 6.000 | 1.032 | 6.150 | |
| 5-YR ARM |