Wednesday, July 29, 2020
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
| Aloha Pacific Federal Credit Union 531-3711 NMLS#377314 | 15-YR Fixed | 2.500 | 0.000 | 2.643 |
| 30-YR Fixed | 2.625 | 0.125 | 2.712 | |
| 5-YR ARM | 2.500 | 0.000 | 2.742 | |
| American Savings Bank, F.S.B 593-1226 NMLS#423168 | 15-YR Fixed | 2.000 | 1.750 | 2.330 |
| 30-YR Fixed | 2.500 | 2.000 | 2.702 | |
| 5-YR ARM | 2.875 | 0.000 | 3.170 | |
| Bank of Hawaii 877-616-2636 NMLS# | 15-YR Fixed | 2.375 | 1.125 | 2.535 |
| 30-YR Fixed | 3.000 | -0.125 | 2.990 | |
| 5-YR ARM | 2.375 | 0.625 | 2.835 | |
| Central Pacific Bank 544-0500 NMLS#416603 | 15-YR Fixed | 2.000 | 2.250 | 2.481 |
| 30-YR Fixed | 2.500 | 1.750 | 2.686 | |
| 5-YR ARM | 2.750 | 0.000 | 3.034 | |
| Finance Factors, Ltd. 548-3300 NMLS#449916 | 15-YR Fixed | 2.000 | 2.000 | 2.452 |
| 30-YR Fixed | 2.500 | 1.375 | 2.699 | |
| 5-YR ARM | 3.375 | 1.500 | 3.585 | |
| First Hawaiian Bank 643-4663 NMLS# | 15-YR Fixed | 2.250 | 1.125 | 2.560 |
| 30-YR Fixed | 2.625 | 1.250 | 2.810 | |
| 5-YR ARM | 2.250 | 1.000 | 2.730 | |
| Hawaii State Federal Credit Union 447-3480 NMLS#405316 | 15-YR Fixed | 2.375 | 0.250 | 2.490 |
| 30-YR Fixed | 2.875 | 0.000 | 2.922 | |
| 5-YR ARM | ||||
| Imperial Mortgage LLC 263-6363 NMLS#289505 | 15-YR Fixed | 1.999 | 1.800 | 2.360 |
| 30-YR Fixed | 2.500 | 1.182 | 2.649 | |
| 5-YR ARM | 3.125 | 1.903 | 3.334 | |
| Matanuska Valley Federal Credit Union 907-745-9165 NMLS#418470 | 15-YR Fixed | 2.625 | 0.625 | 2.956 |
| 30-YR Fixed | 2.875 | 0.625 | 3.057 | |
| 5-YR ARM | 4.000 | 1.500 | 4.274 | |
| Territorial Savings Bank 946-1400 NMLS#449554 | 15-YR Fixed | 2.375 | 0.750 | 2.542 |
| 30-YR Fixed | 2.625 | 1.500 | 2.776 | |
| 5-YR ARM | 4.250 | 2.000 | 5.385 | |
| Violet Miranda Residential & Commercial Mortgage LLC 623-4482 NMLS#250816 | 15-YR Fixed | 1.875 | 1.677 | 2.180 |
| 30-YR Fixed | 2.500 | 0.500 | 2.502 | |
| 5-YR ARM |