Wednesday, September 2, 2026
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
|
American Savings Bank 808-593-1226 NMLS#423168 |
15-YR Fixed | 5.625 | 1.875 | 6.006 |
| 30-YR Fixed | 6.375 | 2.125 | 6.639 | |
| 5-YR ARM | 5.500 | 2.000 | 6.273 | |
|
Bank of Hawaii 877-616-2636 |
15-YR Fixed | 5.875 | 0.750 | 5.992 |
| 30-YR Fixed | 6.375 | 1.625 | 6.532 | |
| 5-YR ARM | 5.875 | 1.625 | 6.332 | |
|
Central Pacific Bank 808-544-0500 NMLS#416603 |
15-YR Fixed | 5.500 | 2.250 | 5.991 |
| 30-YR Fixed | 6.250 | 2.250 | 6.558 | |
| 5-YR ARM | 5.625 | 2.000 | 6.467 | |
|
Finance Factors 808-548-3300 NMLS#449916 |
15-YR Fixed | 5.625 | 1.875 | 6.149 |
| 30-YR Fixed | 6.375 | 2.125 | 6.730 | |
| 5-YR ARM | 6.125 | 1.500 | 6.965 | |
|
First Hawaiian Bank 808-643-4663 |
15-YR Fixed | 5.625 | 2.375 | 6.190 |
| 30-YR Fixed | 6.375 | 2.375 | 6.730 | |
| 5-YR ARM | 5.500 | 2.000 | 6.320 | |
|
Hawaii State Federal Credit Union 808-447-3480 NMLS#405316 |
15-YR Fixed | 5.625 | 2.000 | 6.096 |
| 30-YR Fixed | 6.375 | 1.500 | 6.622 | |
| 5-YR ARM | 5.750 | 2.000 | 6.390 | |
|
Imperial Mortgage LLC 808-263-6363 NMLS#289505 |
15-YR Fixed | 5.500 | 1.885 | 5.977 |
| 30-YR Fixed | 6.250 | 1.856 | 6.546 | |
| 5-YR ARM | ||||
|
Kama'aina Mortgage Group 808-888-9013 NMLS#1276471 |
15-YR Fixed | 5.625 | 0.826 | 5.928 |
| 30-YR Fixed | 6.250 | 1.326 | 6.486 | |
| 5-YR ARM | ||||
|
Matanuska Valley Federal Credit Union 907-745-9165 NMLS#418470 |
15-YR Fixed | 8.500 | 0.000 | 8.582 |
| 30-YR Fixed | 9.000 | 0.000 | 9.084 | |
| 5-YR ARM |