Wednesday, July 1, 2020
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
| Aloha Pacific Federal Credit Union 531-3711 NMLS#377314 | 15-YR Fixed | 2.500 | 0.125 | 2.661 |
| 30-YR Fixed | 2.750 | 0.625 | 2.878 | |
| 5-YR ARM | 2.500 | 0.000 | 2.742 | |
| American Savings Bank, F.S.B 593-1226 NMLS#423168 | 15-YR Fixed | 2.125 | 1.875 | 2.476 |
| 30-YR Fixed | 2.625 | 2.250 | 2.849 | |
| 5-YR ARM | 3.000 | 0.000 | 3.214 | |
| Bank of Hawaii 877-616-2636 NMLS# | 15-YR Fixed | 2.375 | 1.250 | 2.553 |
| 30-YR Fixed | 3.000 | 0.375 | 3.029 | |
| 5-YR ARM | 2.375 | 0.625 | 2.835 | |
| Central Pacific Bank 544-0500 NMLS#416603 | 15-YR Fixed | 2.250 | 1.250 | 2.591 |
| 30-YR Fixed | 2.625 | 1.625 | 2.804 | |
| 5-YR ARM | 2.750 | 0.000 | 3.034 | |
| Finance Factors, Ltd. 548-3300 NMLS#449916 | 15-YR Fixed | 2.250 | 2.000 | 2.707 |
| 30-YR Fixed | 2.750 | 1.500 | 2.963 | |
| 5-YR ARM | 3.375 | 1.500 | 3.585 | |
| First Hawaiian Bank 643-4663 NMLS# | 15-YR Fixed | 2.500 | 0.500 | 2.730 |
| 30-YR Fixed | 2.875 | 0.875 | 3.030 | |
| 5-YR ARM | 2.250 | 1.000 | 2.730 | |
| Hawaii State Federal Credit Union 447-3480 NMLS#405316 | 15-YR Fixed | 2.500 | 0.125 | 2.599 |
| 30-YR Fixed | 2.875 | 0.750 | 2.981 | |
| 5-YR ARM | ||||
| Imperial Mortgage LLC 263-6363 NMLS#289505 | 15-YR Fixed | 2.000 | 1.696 | 2.342 |
| 30-YR Fixed | 2.625 | 1.519 | 2.800 | |
| 5-YR ARM | 3.000 | 1.901 | 3.208 | |
| Matanuska Valley Federal Credit Union 907-745-9165 NMLS#418470 | 15-YR Fixed | 2.625 | 0.500 | 2.938 |
| 30-YR Fixed | 3.000 | 0.375 | 3.164 | |
| 5-YR ARM | 3.875 | 1.125 | 4.114 | |
| Territorial Savings Bank 946-1400 NMLS#449554 | 15-YR Fixed | 2.375 | 1.375 | 2.632 |
| 30-YR Fixed | 2.875 | 1.250 | 3.008 | |
| 5-YR ARM | 4.250 | 2.000 | 5.385 | |
| Violet Miranda Residential & Commercial Mortgage LLC 623-4482 NMLS#250816 | 15-YR Fixed | 2.250 | 0.589 | 2.392 |
| 30-YR Fixed | 2.500 | 1.379 | 2.575 | |
| 5-YR ARM |