Wednesday, August 21, 2019
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
| Acclaim Capital Mortgage - a Kama'aina Company 383-5931 NMLS#304090 | 15-YR Fixed | 3.000 | 0.032 | 3.169 |
| 30-YR Fixed | 3.375 | 0.061 | 3.650 | |
| 5-YR ARM | 3.125 | 0.000 | 4.149 | |
| Aloha Pacific Federal Credit Union 531-3711 NMLS#377314 | 15-YR Fixed | 2.625 | 1.750 | 3.025 |
| 30-YR Fixed | 3.125 | 1.625 | 3.338 | |
| 5-YR ARM | 3.250 | 1.125 | 4.071 | |
| American Savings Bank, F.S.B 593-1226 NMLS#423168 | 15-YR Fixed | 2.625 | 2.000 | 3.004 |
| 30-YR Fixed | 3.250 | 1.750 | 3.445 | |
| 5-YR ARM | 2.875 | 0.000 | 3.170 | |
| Bank of Hawaii 877-616-2636 NMLS# | 15-YR Fixed | 2.750 | 1.625 | 2.984 |
| 30-YR Fixed | 3.250 | 1.625 | 3.380 | |
| 5-YR ARM | 2.625 | 0.750 | 3.895 | |
| Central Pacific Bank 544-0500 NMLS#416603 | 15-YR Fixed | 2.750 | 0.500 | 2.919 |
| 30-YR Fixed | 3.250 | 1.250 | 3.408 | |
| 5-YR ARM | 2.875 | 0.250 | 4.577 | |
| Finance Factors, Ltd. 548-3300 NMLS#449916 | 15-YR Fixed | 2.625 | 1.500 | 2.925 |
| 30-YR Fixed | 3.125 | 1.750 | 3.321 | |
| 5-YR ARM | 4.625 | 1.500 | 5.492 | |
| First Hawaiian Bank 643-4663 NMLS# | 15-YR Fixed | 2.625 | 1.750 | 3.040 |
| 30-YR Fixed | 3.125 | 2.125 | 3.390 | |
| 5-YR ARM | 2.625 | 1.000 | 3.830 | |
| Guild Mortgage Company 263-4622 NMLS#3274 | 15-YR Fixed | 2.750 | 1.375 | 3.009 |
| 30-YR Fixed | 3.375 | 1.000 | 3.537 | |
| 5-YR ARM | 3.125 | 1.500 | 3.318 | |
| Hawaii State Federal Credit Union 447-3480 NMLS#405316 | 15-YR Fixed | 2.625 | 1.750 | 2.962 |
| 30-YR Fixed | 3.250 | 1.625 | 3.431 | |
| 5-YR ARM | 3.000 | 0.875 | 4.085 | |
| Imperial Mortgage LLC 263-6363 NMLS#289505 | 15-YR Fixed | 2.750 | 1.590 | 3.118 |
| 30-YR Fixed | 3.250 | 1.735 | 3.623 | |
| 5-YR ARM | 3.250 | 0.938 | 4.186 | |
| Legacy Mortgage, Inc. 545-2212 NMLS#389862 | 15-YR Fixed | 2.625 | 2.031 | 2.986 |
| 30-YR Fixed | 3.000 | 2.573 | 3.244 | |
| 5-YR ARM | 2.750 | 0.875 | 3.787 | |
| Matanuska Valley Federal Credit Union 907-745-9165 NMLS#418470 | 15-YR Fixed | 2.750 | 1.875 | 3.269 |
| 30-YR Fixed | 3.250 | 2.000 | 3.551 | |
| 5-YR ARM | 3.125 | 1.125 | 3.351 | |
| Territorial Savings Bank 946-1400 NMLS#449554 | 15-YR Fixed | 2.750 | 1.000 | 2.955 |
| 30-YR Fixed | 3.250 | 2.000 | 3.446 | |
| 5-YR ARM | 4.250 | 2.000 | 5.691 | |
| Violet Miranda Residential & Commercial Mortgage LLC 623-4482 NMLS#250816 | 15-YR Fixed | 2.750 | 1.010 | 2.950 |
| 30-YR Fixed | 3.125 | 1.332 | 3.231 | |
| 5-YR ARM | 3.125 | 1.262 | 3.225 |