Wednesday, November 30, 2022
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
|
Acclaim Capital Mortgage 808-383-5931 NMLS#304090 |
15-YR Fixed | 4.750 | 1.939 | 5.138 |
| 30-YR Fixed | 5.500 | 1.824 | 5.717 | |
| 5-YR ARM | ||||
|
Aloha Pacific Federal Credit Union 808-531-3711 NMLS#377314 |
15-YR Fixed | 5.000 | 2.000 | 5.482 |
| 30-YR Fixed | 5.750 | 1.750 | 6.021 | |
| 5-YR ARM | 4.875 | 1.750 | 5.129 | |
|
American Savings Bank 808-593-1226 NMLS#423168 |
15-YR Fixed | 5.000 | 2.000 | 5.431 |
| 30-YR Fixed | 5.875 | 1.875 | 6.132 | |
| 5-YR ARM | 4.875 | 1.875 | 6.114 | |
|
Bank of Hawaii 877-616-2636 |
15-YR Fixed | 5.125 | 2.250 | 5.473 |
| 30-YR Fixed | 5.875 | 2.125 | 6.075 | |
| 5-YR ARM | 4.625 | 2.375 | 5.940 | |
|
Central Pacific Bank 808-544-0500 NMLS#416603 |
15-YR Fixed | 5.250 | 1.500 | 5.616 |
| 30-YR Fixed | 5.625 | 2.250 | 5.917 | |
| 5-YR ARM | 5.375 | 0.000 | 6.031 | |
|
Finance Factors 808-548-3300 NMLS#449916 |
15-YR Fixed | 5.125 | 2.000 | 5.656 |
| 30-YR Fixed | 5.750 | 2.250 | 6.099 | |
| 5-YR ARM | 5.000 | 1.500 | 6.847 | |
|
First Hawaiian Bank 808-643-4663 |
15-YR Fixed | 5.250 | 2.125 | 5.770 |
| 30-YR Fixed | 5.875 | 2.375 | 6.220 | |
| 5-YR ARM | 5.125 | 1.000 | 6.160 | |
|
Hawaii Paradise Mortgage 808-888-9013 NMLS#790278 |
15-YR Fixed | 4.625 | 2.000 | 4.875 |
| 30-YR Fixed | 5.375 | 2.250 | 5.660 | |
| 5-YR ARM | 4.875 | 1.500 | 6.238 | |
|
Hawaii State Federal Credit Union 808-447-3480 NMLS#405316 |
15-YR Fixed | 5.000 | 1.875 | 5.437 |
| 30-YR Fixed | 5.750 | 1.750 | 6.008 | |
| 5-YR ARM | ||||
|
Imperial Mortgage LLC 808-263-6363 NMLS#289505 |
15-YR Fixed | 4.750 | 1.996 | 5.204 |
| 30-YR Fixed | 5.375 | 1.750 | 5.598 | |
| 5-YR ARM | ||||
|
Matanuska Valley Federal Credit Union 907-745-9165 NMLS#418470 |
15-YR Fixed | 6.625 | 0.000 | 2.945 |
| 30-YR Fixed | 7.625 | 0.000 | 3.542 | |
| 5-YR ARM | ||||
|
Territorial Savings Bank 808-946-1400 NMLS#449554 |
15-YR Fixed | 5.125 | 1.625 | 5.408 |
| 30-YR Fixed | 5.750 | 1.875 | 5.938 | |
| 5-YR ARM | ||||
|
Violet Miranda Residential & Commercial Mortgage, LLC 808-623-4482 NMLS#250816 |
15-YR Fixed | 4.750 | 0.889 | 4.970 |
| 30-YR Fixed | 5.375 | 0.899 | 5.510 | |
| 5-YR ARM |