Wednesday, January 20, 2021
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
| Aloha Pacific Federal Credit Union 531-3711 NMLS#377314 | 15-YR Fixed | 2.250 | 1.000 | 2.534 |
| 30-YR Fixed | 2.625 | 2.000 | 2.860 | |
| 5-YR ARM | 2.500 | 0.500 | 2.698 | |
| American Savings Bank, F.S.B 593-1226 NMLS#423168 | 15-YR Fixed | 1.875 | 1.750 | 2.203 |
| 30-YR Fixed | 2.500 | 1.625 | 2.673 | |
| 5-YR ARM | ||||
| Bank of Hawaii 877-616-2636 NMLS# | 15-YR Fixed | 2.250 | 0.375 | 2.303 |
| 30-YR Fixed | 2.625 | 1.000 | 2.702 | |
| 5-YR ARM | 2.250 | 0.500 | 2.702 | |
| Central Pacific Bank 544-0500 NMLS#416603 | 15-YR Fixed | 2.000 | 1.500 | 2.302 |
| 30-YR Fixed | 2.500 | 1.625 | 2.677 | |
| 5-YR ARM | 2.750 | 0.000 | 3.120 | |
| Finance Factors, Ltd. 548-3300 NMLS#449916 | 15-YR Fixed | 1.875 | 2.000 | 2.327 |
| 30-YR Fixed | 2.375 | 2.125 | 2.633 | |
| 5-YR ARM | 3.375 | 1.500 | 3.593 | |
| First Hawaiian Bank 643-4663 NMLS# | 15-YR Fixed | 2.125 | 0.625 | 2.360 |
| 30-YR Fixed | 2.500 | 1.500 | 2.700 | |
| 5-YR ARM | 2.250 | 1.000 | 2.650 | |
| Hawaii State Federal Credit Union 447-3480 NMLS#405316 | 15-YR Fixed | 2.125 | 0.500 | 2.273 |
| 30-YR Fixed | 2.750 | 0.500 | 2.835 | |
| 5-YR ARM | ||||
| Imperial Mortgage LLC 263-6363 NMLS#289505 | 15-YR Fixed | 1.750 | 1.363 | 2.043 |
| 30-YR Fixed | 2.250 | 1.685 | 2.434 | |
| 5-YR ARM | ||||
| Matanuska Valley Federal Credit Union 907-745-9165 NMLS#418470 | 15-YR Fixed | 2.500 | 0.000 | 2.739 |
| 30-YR Fixed | 3.000 | 0.000 | 3.133 | |
| 5-YR ARM | ||||
| Territorial Savings Bank 946-1400 NMLS#449554 | 15-YR Fixed | 2.125 | 0.875 | 2.309 |
| 30-YR Fixed | 2.500 | 1.750 | 2.670 | |
| 5-YR ARM | 4.250 | 2.000 | 5.385 | |
| Violet Miranda Residential & Commercial Mortgage LLC 623-4482 NMLS#250816 | 15-YR Fixed | 1.875 | 0.516 | 1.947 |
| 30-YR Fixed | 2.375 | 0.916 | 2.444 | |
| 5-YR ARM |