Wednesday, January 19, 2022
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
| Acclaim Capital Mortgage 383-5931 NMLS#304090 | 15-YR Fixed | 2.736 | 0.000 | 2.815 |
| 30-YR Fixed | 3.125 | 1.869 | 3.319 | |
| 5-YR ARM | ||||
| Aloha Pacific Federal Credit Union 531-3711 NMLS#377314 | 15-YR Fixed | 2.625 | 2.000 | 3.062 |
| 30-YR Fixed | 3.375 | 1.625 | 3.592 | |
| 5-YR ARM | 2.500 | 0.500 | 2.946 | |
| American Savings Bank, F.S.B 593-1226 NMLS#423168 | 15-YR Fixed | 2.250 | 1.750 | 2.585 |
| 30-YR Fixed | 3.125 | 2.000 | 3.338 | |
| 5-YR ARM | ||||
| Bank of Hawaii 877-616-2636 NMLS# | 15-YR Fixed | 2.250 | 1.875 | 2.517 |
| 30-YR Fixed | 3.125 | 1.875 | 3.275 | |
| 5-YR ARM | 1.875 | 2.375 | 2.636 | |
| Central Pacific Bank 544-0500 NMLS#416603 | 15-YR Fixed | 2.500 | 1.750 | 2.847 |
| 30-YR Fixed | 3.250 | 1.750 | 3.449 | |
| 5-YR ARM | 2.750 | 0.000 | 3.034 | |
| Finance Factors, Ltd. 548-3300 NMLS#449916 | 15-YR Fixed | 2.375 | 1.875 | 2.820 |
| 30-YR Fixed | 3.250 | 1.750 | 3.495 | |
| 5-YR ARM | 3.125 | 1.500 | 3.549 | |
| First Hawaiian Bank 643-4663 NMLS# | 15-YR Fixed | 2.250 | 2.250 | 2.730 |
| 30-YR Fixed | 3.125 | 2.250 | 3.400 | |
| 5-YR ARM | 2.500 | 1.000 | 2.820 | |
| Hawaii State Federal Credit Union 447-3480 NMLS#405316 | 15-YR Fixed | 2.375 | 1.500 | 2.700 |
| 30-YR Fixed | 3.250 | 1.625 | 3.448 | |
| 5-YR ARM | ||||
| Imperial Mortgage LLC 263-6363 NMLS#289505 | 15-YR Fixed | 2.250 | 1.595 | 2.592 |
| 30-YR Fixed | 3.050 | 2.036 | 3.277 | |
| 5-YR ARM | ||||
| loanDepot 913-5800 NMLS#174457 | 15-YR Fixed | 2.375 | 2.062 | 2.699 |
| 30-YR Fixed | 3.250 | 2.313 | 3.453 | |
| 5-YR ARM | 2.625 | 1.379 | 2.830 | |
| Territorial Savings Bank 946-1400 NMLS#449554 | 15-YR Fixed | 2.375 | 1.625 | 2.637 |
| 30-YR Fixed | 3.125 | 2.000 | 3.302 | |
| 5-YR ARM |