Wednesday, January 15, 2020
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
| Aloha Pacific Federal Credit Union 531-3711 NMLS#377314 | 15-YR Fixed | 2.875 | 1.250 | 3.205 |
| 30-YR Fixed | 3.250 | 1.125 | 3.424 | |
| 5-YR ARM | 3.250 | 1.000 | 4.061 | |
| American Savings Bank, F.S.B 593-1226 NMLS#423168 | 15-YR Fixed | 2.750 | 1.625 | 3.076 |
| 30-YR Fixed | 3.250 | 1.750 | 3.445 | |
| 5-YR ARM | 2.625 | 0.000 | 3.083 | |
| Bank of Hawaii 877-616-2636 NMLS# | 15-YR Fixed | 2.750 | 1.500 | 2.966 |
| 30-YR Fixed | 3.250 | 1.500 | 3.370 | |
| 5-YR ARM | 2.500 | 0.625 | 3.842 | |
| Central Pacific Bank 544-0500 NMLS#416603 | 15-YR Fixed | 2.625 | 1.625 | 3.028 |
| 30-YR Fixed | 3.375 | 1.500 | 3.596 | |
| 5-YR ARM | 3.000 | 0.000 | 4.577 | |
| Finance Factors, Ltd. 548-3300 NMLS#449916 | 15-YR Fixed | 2.625 | 2.000 | 3.091 |
| 30-YR Fixed | 3.250 | 1.250 | 3.452 | |
| 5-YR ARM | 4.250 | 1.500 | 4.716 | |
| First Hawaiian Bank 643-4663 NMLS# | 15-YR Fixed | 2.625 | 2.000 | 3.070 |
| 30-YR Fixed | 3.125 | 2.000 | 3.380 | |
| 5-YR ARM | 2.500 | 1.000 | 3.790 | |
| Guild Mortgage Company 263-4622 NMLS#3274 | 15-YR Fixed | 2.750 | 1.750 | 3.187 |
| 30-YR Fixed | 3.250 | 2.000 | 3.534 | |
| 5-YR ARM | 3.125 | 1.500 | 3.318 | |
| Hawaii State Federal Credit Union 447-3480 NMLS#405316 | 15-YR Fixed | 3.375 | 0.000 | 3.467 |
| 30-YR Fixed | 3.625 | 0.125 | 3.688 | |
| 5-YR ARM | 2.750 | 0.875 | 3.996 | |
| House of Finance, Inc. 847-8493 NMLS#378949 | 15-YR Fixed | 3.000 | 1.000 | 3.286 |
| 30-YR Fixed | 3.375 | 1.000 | 3.536 | |
| 5-YR ARM | 3.625 | 1.000 | 4.900 | |
| Imperial Mortgage LLC 263-6363 NMLS#289505 | 15-YR Fixed | 2.625 | 2.000 | 3.137 |
| 30-YR Fixed | 3.250 | 1.572 | 3.594 | |
| 5-YR ARM | 3.250 | 0.970 | 4.336 | |
| Legacy Mortgage, Inc. 545-2212 NMLS#389862 | 15-YR Fixed | 2.625 | 1.915 | 2.970 |
| 30-YR Fixed | 3.125 | 1.610 | 3.292 | |
| 5-YR ARM | 3.000 | 1.258 | 3.916 | |
| Matanuska Valley Federal Credit Union 907-745-9165 NMLS#418470 | 15-YR Fixed | 2.875 | 1.250 | 3.303 |
| 30-YR Fixed | 3.500 | 1.250 | 3.743 | |
| 5-YR ARM | 3.375 | 0.250 | 3.533 | |
| Territorial Savings Bank 946-1400 NMLS#449554 | 15-YR Fixed | 2.750 | 1.625 | 3.046 |
| 30-YR Fixed | 3.250 | 1.875 | 3.435 | |
| 5-YR ARM | 4.250 | 2.000 | 5.691 | |
| Violet Miranda Residential & Commercial Mortgage LLC 623-4482 NMLS#250816 | 15-YR Fixed | 2.625 | 1.510 | 2.840 |
| 30-YR Fixed | 3.125 | 1.205 | 3.222 | |
| 5-YR ARM | 3.000 | 0.853 | 3.066 |