Wednesday, March 25, 2020

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
Acclaim Capital Mortgage - a Kama'aina Company
383-5931
NMLS#304090
15-YR Fixed3.1250.0003.174
30-YR Fixed3.5000.0003.527
5-YR ARM   
Aloha Pacific Federal Credit Union
531-3711
NMLS#377314
15-YR Fixed2.6250.8752.896
30-YR Fixed3.1251.1253.297
5-YR ARM3.3752.0003.541
American Savings Bank, F.S.B
593-1226
NMLS#423168
15-YR Fixed2.6251.8752.985
30-YR Fixed3.1251.3753.287
5-YR ARM4.6250.2503.825
Bank of Hawaii
877-616-2636
NMLS#
15-YR Fixed2.6251.7502.877
30-YR Fixed3.1251.0003.204
5-YR ARM2.7500.8753.309
Central Pacific Bank
544-0500
NMLS#416603
15-YR Fixed2.3750.6252.557
30-YR Fixed3.0001.5003.174
5-YR ARM2.8750.0003.758
Finance Factors, Ltd.
548-3300
NMLS#449916
15-YR Fixed2.2501.8752.689
30-YR Fixed2.8751.6253.101
5-YR ARM3.6251.5004.402
First Hawaiian Bank
643-4663
NMLS#
15-YR Fixed2.7501.3753.110
30-YR Fixed3.0001.7503.230
5-YR ARM2.6251.0003.190
Guild Mortgage Company
263-4622
NMLS#3274
15-YR Fixed2.7501.7503.112
30-YR Fixed3.0002.0003.224
5-YR ARM3.3752.0003.359
Hawaii State Federal Credit Union
447-3480
NMLS#405316
15-YR Fixed2.5000.6252.671
30-YR Fixed3.0001.2503.147
5-YR ARM2.7501.8753.436
House of Finance, Inc.
847-8493
NMLS#378949
15-YR Fixed2.6251.0002.906
30-YR Fixed3.0001.0003.156
5-YR ARM3.1251.0004.718
Imperial Mortgage LLC
263-6363
NMLS#289505
15-YR Fixed2.6251.8752.828
30-YR Fixed3.1251.9223.338
5-YR ARM3.2501.1563.401
Legacy Mortgage, Inc.
545-2212
NMLS#389862
15-YR Fixed2.5001.7742.823
30-YR Fixed3.0001.0213.119
5-YR ARM4.0002.8373.783
Matanuska Valley Federal Credit Union
907-745-9165
NMLS#418470
15-YR Fixed2.8750.3753.173
30-YR Fixed3.1250.3753.290
5-YR ARM3.6251.8753.924
Territorial Savings Bank
946-1400
NMLS#449554
15-YR Fixed2.6251.6252.920
30-YR Fixed3.2501.5003.405
5-YR ARM4.2502.0005.691
Violet Miranda Residential
& Commercial Mortgage LLC
623-4482
NMLS#250816
15-YR Fixed3.1251.1063.340
30-YR Fixed3.2501.1683.480
5-YR ARM4.1251.9614.350