Wednesday, May 31, 2023
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
|
Aloha Pacific Federal Credit Union 808-531-3711 NMLS#377314 |
15-YR Fixed | 5.375 | 1.875 | 5.845 |
| 30-YR Fixed | 6.000 | 1.625 | 6.264 | |
| 5-YR ARM | 5.125 | 0.625 | 5.281 | |
|
American Savings Bank 808-593-1226 NMLS#423168 |
15-YR Fixed | 5.500 | 2.000 | 5.942 |
| 30-YR Fixed | 6.250 | 1.875 | 6.515 | |
| 5-YR ARM | 5.750 | 1.750 | 7.165 | |
|
Bank of Hawaii 877-616-2636 |
15-YR Fixed | 5.750 | 1.625 | 6.005 |
| 30-YR Fixed | 6.375 | 1.375 | 6.508 | |
| 5-YR ARM | 5.625 | 1.625 | 6.916 | |
|
Central Pacific Bank 808-544-0500 NMLS#416603 |
15-YR Fixed | 5.625 | 1.750 | 6.039 |
| 30-YR Fixed | 6.125 | 1.750 | 6.381 | |
| 5-YR ARM | 6.500 | 0.000 | 7.209 | |
|
Finance Factors 808-548-3300 NMLS#449916 |
15-YR Fixed | 5.500 | 2.125 | 6.061 |
| 30-YR Fixed | 6.000 | 2.250 | 6.356 | |
| 5-YR ARM | 5.375 | 1.500 | 7.083 | |
|
First Hawaiian Bank 808-643-4663 |
15-YR Fixed | 5.500 | 2.375 | 6.070 |
| 30-YR Fixed | 6.125 | 2.375 | 6.470 | |
| 5-YR ARM | 5.750 | 2.000 | 7.240 | |
|
Hawaii Paradise Mortgage 808-888-9013 NMLS#790278 |
15-YR Fixed | 5.250 | 1.411 | 5.455 |
| 30-YR Fixed | 5.875 | 1.564 | 60.360 | |
| 5-YR ARM | 5.750 | 1.500 | 7.097 | |
|
Hawaii State Federal Credit Union 808-447-3480 NMLS#405316 |
15-YR Fixed | 5.875 | 1.250 | 6.231 |
| 30-YR Fixed | 6.375 | 1.375 | 6.610 | |
| 5-YR ARM | ||||
|
Imperial Mortgage LLC 808-263-6363 NMLS#289505 |
15-YR Fixed | 5.125 | 1.864 | 5.563 |
| 30-YR Fixed | 5.875 | 1.625 | 6.093 | |
| 5-YR ARM | ||||
|
Matanuska Valley Federal Credit Union 907-745-9165 NMLS#418470 |
15-YR Fixed | 6.875 | 0.000 | 7.132 |
| 30-YR Fixed | 7.375 | 0.000 | 7.540 | |
| 5-YR ARM | ||||
|
Territorial Savings Bank 808-946-1400 NMLS#449554 |
15-YR Fixed | 5.500 | 1.875 | 5.822 |
| 30-YR Fixed | 6.125 | 2.000 | 6.327 | |
| 5-YR ARM | ||||
|
Violet Miranda Residential & Commercial Mortgage, LLC 808-623-4482 NMLS#250816 |
15-YR Fixed | 5.250 | 1.141 | 5.520 |
| 30-YR Fixed | 5.750 | 1.361 | 5.930 | |
| 5-YR ARM |