Wednesday, January 15, 2020

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
Aloha Pacific Federal Credit Union
531-3711
NMLS#377314
15-YR Fixed2.8751.2503.205
30-YR Fixed3.2501.1253.424
5-YR ARM3.2501.0004.061
American Savings Bank, F.S.B
593-1226
NMLS#423168
15-YR Fixed2.7501.6253.076
30-YR Fixed3.2501.7503.445
5-YR ARM2.6250.0003.083
Bank of Hawaii
877-616-2636
NMLS#
15-YR Fixed2.7501.5002.966
30-YR Fixed3.2501.5003.370
5-YR ARM2.5000.6253.842
Central Pacific Bank
544-0500
NMLS#416603
15-YR Fixed2.6251.6253.028
30-YR Fixed3.3751.5003.596
5-YR ARM3.0000.0004.577
Finance Factors, Ltd.
548-3300
NMLS#449916
15-YR Fixed2.6252.0003.091
30-YR Fixed3.2501.2503.452
5-YR ARM4.2501.5004.716
First Hawaiian Bank
643-4663
NMLS#
15-YR Fixed2.6252.0003.070
30-YR Fixed3.1252.0003.380
5-YR ARM2.5001.0003.790
Guild Mortgage Company
263-4622
NMLS#3274
15-YR Fixed2.7501.7503.187
30-YR Fixed3.2502.0003.534
5-YR ARM3.1251.5003.318
Hawaii State Federal Credit Union
447-3480
NMLS#405316
15-YR Fixed3.3750.0003.467
30-YR Fixed3.6250.1253.688
5-YR ARM2.7500.8753.996
House of Finance, Inc.
847-8493
NMLS#378949
15-YR Fixed3.0001.0003.286
30-YR Fixed3.3751.0003.536
5-YR ARM3.6251.0004.900
Imperial Mortgage LLC
263-6363
NMLS#289505
15-YR Fixed2.6252.0003.137
30-YR Fixed3.2501.5723.594
5-YR ARM3.2500.9704.336
Legacy Mortgage, Inc.
545-2212
NMLS#389862
15-YR Fixed2.6251.9152.970
30-YR Fixed3.1251.6103.292
5-YR ARM3.0001.2583.916
Matanuska Valley Federal Credit Union
907-745-9165
NMLS#418470
15-YR Fixed2.8751.2503.303
30-YR Fixed3.5001.2503.743
5-YR ARM3.3750.2503.533
Territorial Savings Bank
946-1400
NMLS#449554
15-YR Fixed2.7501.6253.046
30-YR Fixed3.2501.8753.435
5-YR ARM4.2502.0005.691
Violet Miranda Residential
& Commercial Mortgage LLC
623-4482
NMLS#250816
15-YR Fixed2.6251.5102.840
30-YR Fixed3.1251.2053.222
5-YR ARM3.0000.8533.066