Wednesday, August 10, 2022
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
| Aloha Pacific Federal Credit Union 531-3711 NMLS#377314 | 15-YR Fixed | 3.750 | 1.750 | 4.169 |
| 30-YR Fixed | 4.500 | 1.625 | 4.736 | |
| 5-YR ARM | ||||
| American Savings Bank, F.S.B 593-1226 NMLS#423168 | 15-YR Fixed | 3.875 | 2.125 | 4.299 |
| 30-YR Fixed | 4.500 | 2.250 | 4.761 | |
| 5-YR ARM | ||||
| Bank of Hawaii 877-616-2636 NMLS# | 15-YR Fixed | 3.875 | 2.125 | 4.192 |
| 30-YR Fixed | 4.500 | 2.125 | 4.684 | |
| 5-YR ARM | 3.375 | 2.375 | 4.357 | |
| Central Pacific Bank 544-0500 NMLS#416603 | 15-YR Fixed | 4.000 | 1.875 | 4.397 |
| 30-YR Fixed | 4.500 | 1.750 | 4.722 | |
| 5-YR ARM | 4.375 | 0.000 | 4.621 | |
| Finance Factors, Ltd. 548-3300 NMLS#449916 | 15-YR Fixed | 3.875 | 1.750 | 4.336 |
| 30-YR Fixed | 4.500 | 2.250 | 4.816 | |
| 5-YR ARM | 4.625 | 1.500 | 5.768 | |
| First Hawaiian Bank 643-4663 NMLS# | 15-YR Fixed | 3.875 | 2.125 | 4.370 |
| 30-YR Fixed | 4.750 | 1.875 | 5.020 | |
| 5-YR ARM | 3.750 | 1.000 | 4.480 | |
| Hawaii Paradise Mortgage 888-9013 NMLS#790278 | 15-YR Fixed | 3.375 | 1.875 | 3.596 |
| 30-YR Fixed | 4.250 | 1.625 | 4.461 | |
| 5-YR ARM | 4.000 | 1.500 | 5.488 | |
| Hawaii State Federal Credit Union 447-3480 NMLS#405316 | 15-YR Fixed | 3.875 | 1.500 | 4.229 |
| 30-YR Fixed | 4.500 | 1.875 | 4.724 | |
| 5-YR ARM | ||||
| Imperial Mortgage LLC 263-6363 NMLS#289505 | 15-YR Fixed | 3.625 | 1.773 | 4.007 |
| 30-YR Fixed | 4.000 | 1.625 | 4.205 | |
| 5-YR ARM | ||||
| Matanuska Valley Federal Credit Union 907-745-9165 NMLS#418470 | 15-YR Fixed | 5.625 | 0.000 | 2.945 |
| 30-YR Fixed | 6.000 | 0.000 | 3.542 | |
| 5-YR ARM | ||||
| Territorial Savings Bank 946-1400 NMLS#449554 | 15-YR Fixed | 3.875 | 1.625 | 4.148 |
| 30-YR Fixed | 4.500 | 1.875 | 4.677 | |
| 5-YR ARM | ||||
| Violet Miranda Residential & Commercial Mortgage LLC 623-4482 NMLS#250816 | 15-YR Fixed | 3.500 | 1.102 | 3.750 |
| 30-YR Fixed | 4.250 | 1.022 | 4.390 | |
| 5-YR ARM |