Wednesday, June 3, 2026
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
|
American Savings Bank 808-593-1226 NMLS#423168 |
15-YR Fixed | 5.250 | 1.875 | 5.625 |
| 30-YR Fixed | 6.125 | 2.000 | 6.372 | |
| 5-YR ARM | 5.250 | 2.125 | 6.185 | |
|
Bank of Hawaii 877-616-2636 |
15-YR Fixed | 5.500 | 0.875 | 5.636 |
| 30-YR Fixed | 6.000 | 1.750 | 6.165 | |
| 5-YR ARM | 5.375 | 1.750 | 6.148 | |
|
Central Pacific Bank 808-544-0500 NMLS#416603 |
15-YR Fixed | 5.375 | 2.125 | 5.843 |
| 30-YR Fixed | 6.000 | 2.250 | 6.302 | |
| 5-YR ARM | 5.500 | 2.000 | 6.351 | |
|
Finance Factors 808-548-3300 NMLS#449916 |
15-YR Fixed | 5.250 | 2.125 | 5.804 |
| 30-YR Fixed | 6.125 | 1.875 | 6.448 | |
| 5-YR ARM | 5.875 | 1.500 | 6.789 | |
|
First Hawaiian Bank 808-643-4663 |
15-YR Fixed | 5.250 | 2.375 | 5.810 |
| 30-YR Fixed | 6.125 | 2.000 | 6.440 | |
| 5-YR ARM | 5.250 | 2.000 | 6.220 | |
|
Hawaii State Federal Credit Union 808-447-3480 NMLS#405316 |
15-YR Fixed | 5.375 | 1.750 | 5.800 |
| 30-YR Fixed | 6.000 | 2.000 | 6.288 | |
| 5-YR ARM | 5.500 | 1.625 | 6.255 | |
|
Imperial Mortgage LLC 808-263-6363 NMLS#289505 |
15-YR Fixed | 5.125 | 2.046 | 5.617 |
| 30-YR Fixed | 5.875 | 1.994 | 6.143 | |
| 5-YR ARM |