Wednesday, July 29, 2015

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
Aloha Happy Mortgage LLC
888-9013
NMLS#790278
15-YR Fixed 2.875 0.625 2.964
30-YR Fixed 3.625 1.250 3.625
5-YR ARM 2.375 0.750 2.880
American Home Finance
534-1945
NMLS#277484
15-YR Fixed 3.000 0.000 3.080
30-YR Fixed 3.750 0.000 3.820
5-YR ARM 2.625 0.000 2.750
American Savings Bank
593-1226
15-YR Fixed 2.875 1.750 3.222
30-YR Fixed 3.750 1.625 3.943
5-YR ARM 2.875 0.250 3.190
Bank of Hawaii
877-616-2636
NMLS#473824
15-YR Fixed 2.875 1.875 3.147
30-YR Fixed 3.750 1.750 3.895
5-YR ARM 2.875 0.500 3.160
Castle & Cooke Mortgage
627-9834
NMLS#384418
15-YR Fixed 3.000 1.750 3.380
30-YR Fixed 3.750 1.875 3.978
5-YR ARM 3.000 1.500 3.241
Compass Home Loans LLC
518-3650
NMLS#1194719
15-YR Fixed 3.000 1.125 3.269
30-YR Fixed 3.875 1.250 4.040
5-YR ARM 2.875 1.500 3.215
CUSO of Hawaii
539-0193
NMLS#325608
15-YR Fixed 3.000 1.125 3.193
30-YR Fixed 3.750 1.500 3.895
5-YR ARM 3.000 0.500 3.114
Finance Factors
522-2000
NMLS#449916
15-YR Fixed 2.875 1.750 3.199
30-YR Fixed 3.750 1.625 3.924
5-YR ARM 2.750 1.500 3.243
First Hawaiian Bank
643-4663
NMLS#420391
15-YR Fixed 2.875 2.000 3.200
30-YR Fixed 3.750 2.000 3.940
5-YR ARM 2.750 2.000 3.090
Hawaii State FCU
587-2700
NMLS#405316
15-YR Fixed 2.750 2.125 3.144
30-YR Fixed 3.625 2.125 3.854
5-YR ARM 2.875 0.750 3.227
Honolulu Homeloans
681-7500
NMLS#314918
15-YR Fixed 3.000 1.125 3.258
30-YR Fixed 3.875 1.000 4.012
5-YR ARM 3.250 0.875 3.085
House of Finance
847-8493
NMLS#378949
15-YR Fixed 3.000 0.875 3.255
30-YR Fixed 3.750 1.500 3.952
5-YR ARM 3.250 1.000 3.439
Imperial Mortgage
263-6363
NMLS#289505
15-YR Fixed 2.750 1.375 3.035
30-YR Fixed 3.625 1.625 3.831
5-YR ARM 2.375 0.875 2.925
Lau, Donald Mortgage
732-8893
NMLS#299579
15-YR Fixed 3.000 2.000 3.390
30-YR Fixed 3.750 2.000 3.937
5-YR ARM 3.625 2.000 3.338
Mason-McDuffie Mortgage
566-0138
NMLS#274184
15-YR Fixed 3.000 1.125 3.270
30-YR Fixed 3.750 1.500 3.939
5-YR ARM 3.000 0.500 3.097
Miranda, Violet Mortgage
488-7749
NMLS#250816
15-YR Fixed 2.625 2.000 2.767
30-YR Fixed 3.625 1.125 3.727
5-YR ARM 2.375 0.500 2.452
Mortgage Associates of Hawaii
254-3300
NMLS#270946
15-YR Fixed 3.250 1.178 3.569
30-YR Fixed 4.125 0.770 4.279
5-YR ARM 2.750 1.510 2.944
Mortgage Express
532-9555
NMLS#372160
15-YR Fixed 3.250 0.000 3.388
30-YR Fixed 4.000 0.000 4.087
5-YR ARM 3.000 0.000 3.343
Oahu Real Estate Mortgages
356-2659
NMLS#1154332
15-YR Fixed 2.875 1.000 3.102
30-YR Fixed 3.625 1.375 3.789
5-YR ARM 2.375 0.625 2.435
Territorial Savings
946-1400
NMLS#449554
15-YR Fixed 2.875 1.500 3.151
30-YR Fixed 3.750 1.750 3.928
5-YR ARM 4.250 2.000 3.462
Wells Fargo Home Mortgage
946-8832
NMLS#459096
15-YR Fixed 3.000 1.500 3.356
30-YR Fixed 3.875 1.250 4.059
5-YR ARM 2.500 1.875 3.049