Posted: Wednesday, April 15, 2015

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
Aloha Happy Mortgage LLC
888-9013
NMLS#790278
15-YR Fixed 2.625 0.250 2.742
30-YR Fixed 3.375 0.750 3.482
5-YR ARM 2.375 0.000 2.877
American Home Finance
534-1945
NMLS#277484
15-YR Fixed 2.750 0.000 2.814
30-YR Fixed 3.500 0.000 3.536
5-YR ARM 2.625 0.000 2.750
American Savings Bank
593-1226
15-YR Fixed 2.625 1.500 2.930
30-YR Fixed 3.375 1.625 3.561
5-YR ARM 2.625 0.125 3.093
Bank of Hawaii
877-616-2636
NMLS#473824
15-YR Fixed 2.625 1.375 2.822
30-YR Fixed 3.375 1.375 3.486
5-YR ARM 2.500 0.500 3.031
Castle & Cooke Mortgage
627-9834
NMLS#384418
15-YR Fixed 2.750 1.875 3.774
30-YR Fixed 3.375 2.000 3.961
5-YR ARM 2.750 1.500 3.419
Central Pacific HomeLoans
356-4000
NMLS#416615
15-YR Fixed 2.750 0.750 2.950
30-YR Fixed 3.500 0.750 3.617
5-YR ARM 2.500 0.125 2.874
Compass Home Loans LLC
518-3650
NMLS#1194719
15-YR Fixed 2.875 0.375 3.046
30-YR Fixed 3.500 0.750 3.677
5-YR ARM 2.750 0.625 2.920
CUSO of Hawaii
539-0193
NMLS#325608
15-YR Fixed 2.875 0.375 2.975
30-YR Fixed 3.500 1.375 3.631
5-YR ARM 3.125 0.125 3.128
Finance Factors
522-2000
NMLS#449916
15-YR Fixed 2.500 1.875 2.839
30-YR Fixed 3.375 1.500 3.535
5-YR ARM 2.750 1.500 3.162
First Hawaiian Bank
643-4663
NMLS#420391
15-YR Fixed 2.625 2.000 2.950
30-YR Fixed 3.375 2.000 3.560
5-YR ARM 2.750 2.000 3.090
Hawaii State FCU
587-2700
NMLS#405316
15-YR Fixed 2.625 1.750 2.962
30-YR Fixed 3.375 2.250 3.610
5-YR ARM 2.500 0.250 3.056
Honolulu Homeloans
681-7500
NMLS#314918
15-YR Fixed 2.750 0.875 2.970
30-YR Fixed 3.500 0.750 3.614
5-YR ARM 2.875 0.875 2.995
House of Finance
847-8493
NMLS#378949
15-YR Fixed 2.625 1.125 2.910
30-YR Fixed 3.375 1.250 3.550
5-YR ARM 2.875 0.375 3.188
Imperial Mortgage
263-6363
NMLS#289505
15-YR Fixed 2.500 1.500 2.829
30-YR Fixed 3.375 1.375 3.430
5-YR ARM 2.375 0.625 2.863
Lau, Donald Mortgage
732-8893
NMLS#299579
15-YR Fixed 2.625 2.000 3.011
30-YR Fixed 3.375 2.000 3.594
5-YR ARM 3.620 2.000 3.338
Legacy Mortgage
545-2212
NMLS#389862
15-YR Fixed 2.625 2.000 2.989
30-YR Fixed 3.250 1.500 3.413
5-YR ARM 2.250 2.250 2.920
Mann Mortgage
566-0505
15-YR Fixed 2.750 1.000 3.002
30-YR Fixed 3.375 2.000 3.603
5-YR ARM 2.250 2.000 3.143
Miranda, Violet Mortgage
488-7749
NMLS#250816
15-YR Fixed 2.500 1.125 2.642
30-YR Fixed 3.250 2.000 3.410
5-YR ARM 2.375 0.250 2.516
Mortgage Express
532-9555
NMLS#372160
15-YR Fixed 2.875 0.000 3.017
30-YR Fixed 3.625 0.000 3.712
5-YR ARM 2.500 0.000 2.838
Savvy Realty & Loans
926-3700
NMLS#323171
15-YR Fixed 2.625 0.125 2.805
30-YR Fixed 3.375 0.625 3.520
5-YR ARM 2.375 -0.125 2.451
Territorial Savings
946-1400
NMLS#449554
15-YR Fixed 2.625 1.500 2.899
30-YR Fixed 3.375 1.875 3.560
5-YR ARM 4.250 2.000 3.462
Wells Fargo Home Mortgage
946-8832
NMLS#459096
15-YR Fixed 2.750 1.625 3.104
30-YR Fixed 3.500 0.875 3.639
5-YR ARM 2.250 1.875 2.952