Posted: Wednesday, August 27, 2014

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
Aloha Happy Mortgage LLC
888-9013
NMLS#790278
15-YR Fixed 2.875 0.375 3.017
30-YR Fixed 3.750 0.625 3.836
5-YR ARM 2.375 0.500 2.908
American Family Lending
371-6797
NMLS#218278
15-YR Fixed 3.000 -0.125 3.054
30-YR Fixed 4.000 -0.375 4.035
5-YR ARM 2.625 0.000 2.681
American Home Finance
534-1945
NMLS#277484
15-YR Fixed 3.000 0.000 3.090
30-YR Fixed 3.875 0.000 3.975
5-YR ARM 2.750 0.000 2.850
American Savings Bank
593-1226
15-YR Fixed 2.875 1.750 3.222
30-YR Fixed 3.875 1.500 4.059
5-YR ARM 2.875 0.250 3.190
Bank of Hawaii
8776162636
NMLS#473824
15-YR Fixed 2.875 1.625 3.110
30-YR Fixed 3.875 1.500 4.000
5-YR ARM 2.500 0.500 2.950
Castle & Cooke Mortgage
627-9834
NMLS#384418
15-YR Fixed 3.000 1.750 3.380
30-YR Fixed 3.875 2.000 4.115
5-YR ARM 2.750 2.000 3.009
Central Pacific HomeLoans
356-4000
NMLS#416615
15-YR Fixed 2.875 1.375 3.169
30-YR Fixed 3.875 1.375 4.050
5-YR ARM 3.750 0.875 3.317
CUSO of Hawaii
539-0193
NMLS#325608
15-YR Fixed 3.000 1.250 3.211
30-YR Fixed 3.875 1.625 4.033
5-YR ARM 2.750 1.125 2.976
East West Mortgage
375-0875
NMLS#258459
15-YR Fixed 3.125 0.000 3.178
30-YR Fixed 4.000 0.000 4.031
5-YR ARM 2.875 0.000 3.210
Finance Factors
522-2000
NMLS#449916
15-YR Fixed 2.875 1.750 3.199
30-YR Fixed 3.875 1.375 4.029
5-YR ARM 2.500 1.500 2.993
First Hawaiian Bank
643-4663
NMLS#420391
15-YR Fixed 2.790 2.000 3.120
30-YR Fixed 3.790 2.000 3.980
5-YR ARM 2.750 2.000 3.010
Hawaii State FCU
587-2700
NMLS#405316
15-YR Fixed 2.875 2.000 3.253
30-YR Fixed 3.875 1.750 4.077
5-YR ARM 2.500 1.250 3.053
Honolulu HomeLoans
681-7500
NMLS#314918
15-YR Fixed 3.000 1.250 3.277
30-YR Fixed 4.000 0.875 4.128
5-YR ARM 3.250 0.875 3.085
Imperial Mortgage
263-6363
NMLS#289505
15-YR Fixed 2.750 1.500 3.053
30-YR Fixed 3.750 1.250 3.946
5-YR ARM 2.375 1.125 2.806
Lau, Donald Mortgage
732-8893
NMLS#299579
15-YR Fixed 3.000 2.000 3.390
30-YR Fixed 3.875 2.000 4.104
5-YR ARM 3.625 2.000 3.325
Legacy Mortgage
545-2212
NMLS#389862
15-YR Fixed 2.875 1.062 3.089
30-YR Fixed 3.750 1.210 4.011
5-YR ARM 2.625 1.349 2.886
Mason-McDuffie Mortgage
566-0138
NMLS#274184
15-YR Fixed 3.250 0.250 3.395
30-YR Fixed 4.000 1.250 4.172
5-YR ARM 3.250 0.250 3.330
Mortgage Associates of Hawaii, LLC
254-3300
NMLS#270946
15-YR Fixed 2.750 2.125 3.075
30-YR Fixed 3.750 1.875 3.985
5-YR ARM 2.375 1.750 2.917
Mortgage Express
532-9555
NMLS#372160
15-YR Fixed 3.000 0.000 3.142
30-YR Fixed 4.000 0.000 4.087
5-YR ARM 2.875 0.000 3.180
Savvy Realty & Loans
926-3700
NMLS#323171
15-YR Fixed 2.875 0.500 3.113
30-YR Fixed 3.875 0.125 3.984
5-YR ARM 2.500 0.000 2.586
Territorial Savings
946-1400
NMLS#449554
15-YR Fixed 2.875 1.625 3.169
30-YR Fixed 3.750 2.000 3.950
5-YR ARM 4.250 2.000 3.378
Wells Fargo Home Mortgage
946-8832
NMLS#459096
15-YR Fixed 3.000 1.500 3.323
30-YR Fixed 3.875 1.750 4.082
5-YR ARM 2.500 2.000 2.959
Nixon