Wednesday, February 3, 2016

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
Aloha Happy Mortgage LLC
888-9013
NMLS#790278
15-YR Fixed 2.750 0.000 2.839
30-YR Fixed 3.500 0.125 3.546
5-YR ARM 2.375 0.750 2.880
American Home Finance
534-1945
NMLS#277484
15-YR Fixed 2.750 0.000 2.810
30-YR Fixed 3.500 0.000 3.560
5-YR ARM 2.500 0.000 2.560
American Savings Bank
593-1226
15-YR Fixed 2.625 1.875 2.985
30-YR Fixed 3.375 2.250 3.613
5-YR ARM 2.875 0.000 3.170
Bank of Hawaii
8776162636
NMLS#473824
15-YR Fixed 2.625 1.500 2.840
30-YR Fixed 3.375 1.875 3.527
5-YR ARM 3.000 1.000 3.486
Castle & Cooke Mortgage
627-9834
NMLS#384418
15-YR Fixed 2.875 1.750 3.184
30-YR Fixed 3.500 1.750 3.674
5-YR ARM 2.875 1.500 3.350
Central Pacific HomeLoans
356-4000
NMLS#416615
15-YR Fixed 2.750 0.500 2.914
30-YR Fixed 3.500 0.625 3.607
5-YR ARM 2.125 1.125 3.150
Compass Home Loans LLC
518-3650
NMLS#1194719
15-YR Fixed 2.750 1.375 3.053
30-YR Fixed 3.500 1.500 3.682
5-YR ARM 2.750 1.375 3.323
CUSO of Hawaii
539-0193
NMLS#325608
15-YR Fixed 2.750 0.500 2.849
30-YR Fixed 3.500 0.500 3.560
5-YR ARM 2.750 0.500 3.271
Finance Factors
522-2000
NMLS#449916
15-YR Fixed 2.500 1.875 2.838
30-YR Fixed 3.375 1.750 3.557
5-YR ARM 4.125 1.500 4.317
First Hawaiian Bank
643-4663
NMLS#420391
15-YR Fixed 2.590 2.000 2.910
30-YR Fixed 3.375 2.000 3.560
5-YR ARM 2.750 2.000 3.340
guaranteedRate
791-9863
NMLS#2611
15-YR Fixed 2.750 0.500 2.906
30-YR Fixed 3.500 0.875 3.618
5-YR ARM 2.375 1.250 2.514
Guild Mortgage
263-4622
NMLS#240838
15-YR Fixed 2.750 2.000 2.989
30-YR Fixed 3.625 1.500 3.761
5-YR ARM 2.500 1.500 3.012
Hawaii State FCU
587-2700
NMLS#405316
15-YR Fixed 2.625 1.875 2.980
30-YR Fixed 3.375 2.125 3.600
5-YR ARM 3.000 1.500 3.576
Honolulu HomeLoans
681-7500
NMLS#314918
15-YR Fixed 2.875 0.500 3.041
30-YR Fixed 3.500 1.250 3.655
5-YR ARM 3.000 1.000 3.034
House of Finance
847-8493
NMLS#378949
15-YR Fixed 2.750 0.875 3.001
30-YR Fixed 3.500 1.000 3.656
5-YR ARM 3.750 1.000 3.837
Imperial Mortgage
263-6363
NMLS#289505
15-YR Fixed 2.500 1.500 2.827
30-YR Fixed 3.500 0.375 3.580
5-YR ARM 2.375 1.000 3.169
Kama’aina Mortgage Group
518-4569
NMLS#1276471
15-YR Fixed 2.750 0.000 2.968
30-YR Fixed 3.500 0.250 3.578
5-YR ARM 2.625 0.000 2.743
Lau, Donald Mortgage
732-8893
NMLS#299579
15-YR Fixed 2.625 0.000 3.008
30-YR Fixed 3.375 2.000 3.595
5-YR ARM 3.625 2.000 3.008
Legacy Mortgage
545-2212
NMLS#389862
15-YR Fixed 2.500 1.500 2.767
30-YR Fixed 3.250 1.625 3.318
5-YR ARM 2.375 0.375 3.089
Miranda, Violet Mortgage
488-7749
NMLS#250816
15-YR Fixed 2.500 1.125 2.659
30-YR Fixed 3.500 0.125 3.605
5-YR ARM 2.375 0.625 2.481
Mortgage Express
532-9555
NMLS#372160
15-YR Fixed 3.000 0.000 3.142
30-YR Fixed 3.625 0.000 3.712
5-YR ARM 3.125 0.000 3.473
Oahu Real Estate Mortgages
356-2659
NMLS#1154332
15-YR Fixed 2.500 1.375 2.775
30-YR Fixed 3.375 0.625 3.474
5-YR ARM 2.250 0.625 2.318
Territorial Savings
946-1400
NMLS#449554
15-YR Fixed 2.625 1.500 2.899
30-YR Fixed 3.375 2.000 3.570
5-YR ARM 4.250 2.000 3.628
Wells Fargo Home Mortgage
946-8832
NMLS#459096
15-YR Fixed 2.750 1.375 3.120
30-YR Fixed 3.375 1.750 3.614
5-YR ARM 2.375 1.750 3.261