Wednesday, February 13, 2019

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
Aloha Pacific Federal Credit Union
531-3711
NMLS#377314
15-YR Fixed3.5001.5003.877
30-YR Fixed4.1251.1254.311
5-YR ARM3.7501.5004.760
American Savings Bank, F.S.B
593-1226
NMLS#423168
15-YR Fixed3.3751.7503.732
30-YR Fixed4.0002.0004.229
5-YR ARM3.3750.0003.347
Bank of Hawaii
877-616-2636
NMLS#
15-YR Fixed3.3751.6253.613
30-YR Fixed4.0001.6254.136
5-YR ARM3.2500.1254.601
Central Pacific Bank
544-0500
NMLS#416603
15-YR Fixed3.2502.0003.644
30-YR Fixed4.0002.2504.252
5-YR ARM3.6250.5004.963
Finance Factors, Ltd.
522-6071
NMLS#449916
15-YR Fixed3.2501.8753.610
30-YR Fixed4.0001.8754.206
5-YR ARM5.3751.5006.191
First Hawaiian Bank
643-4663
NMLS#
15-YR Fixed3.5001.2503.850
30-YR Fixed4.1251.2504.330
5-YR ARM3.3751.0004.650
Guild Mortgage Company
263-4622
NMLS#3274
15-YR Fixed3.5001.5003.817
30-YR Fixed4.0002.0004.231
5-YR ARM3.3752.0003.762
Hawaii State Federal Credit Union
447-3480
NMLS#405316
15-YR Fixed3.8750.0003.973
30-YR Fixed4.3750.2504.456
5-YR ARM3.3750.6254.747
House of Finance, Inc.
847-8493
NMLS#378949
15-YR Fixed3.6251.0003.920
30-YR Fixed4.2501.0004.422
5-YR ARM4.0001.0005.038
Imperial Mortgage LLC
263-6363
NMLS#289505
15-YR Fixed3.2501.4773.572
30-YR Fixed3.8751.6484.270
5-YR ARM3.8751.0174.875
Legacy Mortgage, Inc.
382-1371
NMLS#389862
15-YR Fixed3.2501.1253.477
30-YR Fixed3.7501.5003.910
5-YR ARM2.7502.6254.536
Matanuska Valley Federal Credit Union
907-745-9165
NMLS#418470
15-YR Fixed3.6251.0004.029
30-YR Fixed4.2500.8754.474
5-YR ARM4.1250.2504.293
Oahu Real Estate Mortgages
216-5434
NMLS#1154332
15-YR Fixed2.8752.8373.374
30-YR Fixed3.5002.7543.778
5-YR ARM3.0002.8813.277
Territorial Savings Bank
946-1400
NMLS#449554
15-YR Fixed3.3751.7503.695
30-YR Fixed4.1251.7504.307
5-YR ARM4.2502.0005.231
Violet Miranda Residential
& Commercial Mortgage LLC
623-4482
NMLS#250816
15-YR Fixed3.2500.8773.377
30-YR Fixed3.7501.1203.842
5-YR ARM3.5000.9733.481