Posted: Wednesday, October 22, 2014

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
Aina Mortgage
263-2462
NMLS#388196
15-YR Fixed 2.750 0.625 2.893
30-YR Fixed 3.625 0.625 3.706
5-YR ARM 2.500 0.000 2.723
American Family Lending
371-6797
NMLS#218278
15-YR Fixed 3.000 -0.375 3.000
30-YR Fixed 3.875 -0.375 3.878
5-YR ARM 2.750 0.000 2.778
American Home Finance
534-1945
NMLS#277484
15-YR Fixed 2.875 0.000 2.965
30-YR Fixed 3.750 0.000 3.840
5-YR ARM 2.750 0.000 2.850
American Savings Bank
593-1226
15-YR Fixed 2.750 1.750 3.095
30-YR Fixed 3.625 1.875 3.836
5-YR ARM 2.750 0.125 3.136
Bank of Hawaii
877-616-2636
NMLS#473824
15-YR Fixed 2.750 1.625 2.984
30-YR Fixed 3.625 1.875 3.779
5-YR ARM 2.500 0.500 2.868
Castle & Cooke Mortgage
627-9834
NMLS#384418
15-YR Fixed 2.875 1.750 3.285
30-YR Fixed 3.750 1.500 3.946
5-YR ARM 2.750 1.250 2.942
Central Pacific HomeLoans
356-4000
NMLS#416615
15-YR Fixed 2.875 1.125 3.132
30-YR Fixed 3.875 0.625 3.987
5-YR ARM 2.500 0.500 2.821
CUSO of Hawaii
539-0193
NMLS#325608
15-YR Fixed 3.000 0.625 3.120
30-YR Fixed 3.750 1.375 3.885
5-YR ARM 2.625 1.250 2.859
Finance Factors
522-2000
NMLS#449916
15-YR Fixed 2.625 2.000 2.983
30-YR Fixed 3.625 1.500 3.788
5-YR ARM 2.500 1.500 2.993
First Hawaiian Bank
643-4663
NMLS#420391
15-YR Fixed 2.750 2.000 3.080
30-YR Fixed 3.690 2.000 3.880
5-YR ARM 2.750 2.000 2.930
Hawaii State FCU
587-2700
NMLS#405316
15-YR Fixed 2.750 2.000 3.126
30-YR Fixed 3.625 2.125 3.854
5-YR ARM 2.500 1.250 2.971
Honolulu HomeLoans
681-7500
NMLS#314918
15-YR Fixed 2.875 0.875 3.096
30-YR Fixed 3.750 1.250 3.907
5-YR ARM 3.000 1.000 3.034
House of Finance
847-8493
NMLS#378949
15-YR Fixed 2.750 1.375 3.059
30-YR Fixed 3.875 1.000 4.028
5-YR ARM 2.500 1.000 3.143
Imperial Mortgage
263-6363
NMLS#289505
15-YR Fixed 2.750 1.000 2.981
30-YR Fixed 3.625 1.250 3.798
5-YR ARM 2.375 1.125 2.782
Lau, Donald Mortgage
732-8893
NMLS#299579
15-YR Fixed 3.000 2.000 3.390
30-YR Fixed 3.625 2.000 3.848
5-YR ARM 3.625 2.000 3.325
Legacy Mortgage
545-2212
NMLS#389862
15-YR Fixed 2.875 0.317 2.982
30-YR Fixed 3.625 1.011 3.869
5-YR ARM 2.500 1.202 2.818
Mann Mortgage
566-0505
15-YR Fixed 2.875 1.500 3.192
30-YR Fixed 3.750 1.500 3.936
5-YR ARM 2.250 2.000 3.143
Miranda, Violet Mortgage
488-7749
NMLS#250816
15-YR Fixed 2.750 0.625 2.893
30-YR Fixed 3.500 1.875 3.653
5-YR ARM 2.375 0.750 2.452
Mortgage Express
532-9555
NMLS#372160
15-YR Fixed 3.000 0.000 3.142
30-YR Fixed 3.875 0.000 3.962
5-YR ARM 2.750 0.000 3.063
Oahu Real Estate Mortgage
356-2659
NMLS#1154332
15-YR Fixed 2.875 0.625 3.050
30-YR Fixed 3.625 1.625 3.811
5-YR ARM 2.375 1.250 2.632
Territorial Savings
946-1400
NMLS#449554
15-YR Fixed 2.750 1.625 3.043
30-YR Fixed 3.625 1.625 3.792
5-YR ARM 4.250 2.000 3.378