Posted: Wednesday, January 21, 2015

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
Aina Mortgage
263-2462
NMLS#388196
15-YR Fixed 2.625 0.750 2.785
30-YR Fixed 3.375 0.625 3.455
5-YR ARM 2.500 0.000 2.778
Akamai Financial Services
526-3500
NMLS#307879
15-YR Fixed 2.875 0.000 2.996
30-YR Fixed 3.625 0.000 3.745
5-YR ARM 2.625 0.000 2.866
Aloha Happy Mortgage LLC
888-9013
NMLS#790278
15-YR Fixed 2.750 0.250 2.870
30-YR Fixed 3.375 1.000 3.492
5-YR ARM 2.500 0.000 2.925
American Home Finance
534-1945
NMLS#277484
15-YR Fixed 2.750 0.000 2.840
30-YR Fixed 3.500 0.000 3.560
5-YR ARM 2.500 0.000 2.550
American Savings Bank
593-1226
15-YR Fixed 2.625 1.500 2.930
30-YR Fixed 3.375 1.750 3.572
5-YR ARM 2.625 0.250 3.103
Bank of Hawaii
877-616-2636
NMLS#473824
15-YR Fixed 2.500 2.250 2.824
30-YR Fixed 3.375 1.625 3.506
5-YR ARM 2.500 0.500 2.950
Castle & Cooke Mortgage
627-9834
NMLS#384418
15-YR Fixed 2.625 2.000 3.037
30-YR Fixed 3.375 2.000 3.608
5-YR ARM 2.750 0.000 2.904
Central Pacific HomeLoans
356-4000
NMLS#416615
15-YR Fixed 2.750 1.125 3.005
30-YR Fixed 3.500 1.125 3.648
5-YR ARM 2.500 0.500 2.821
Compass Home Loans LLC
518-3650
NMLS#1194719
15-YR Fixed 2.875 1.437 3.189
30-YR Fixed 3.500 1.649 3.695
5-YR ARM 2.500 1.684 3.016
Finance Factors
522-2000
NMLS#449916
15-YR Fixed 2.500 2.000 2.857
30-YR Fixed 3.375 1.625 3.545
5-YR ARM 2.500 1.500 2.993
First Hawaiian Bank
643-4663
NMLS#420391
15-YR Fixed 2.500 2.000 2.820
30-YR Fixed 3.290 2.000 3.470
5-YR ARM 2.750 2.000 3.010
Hawaii State FCU
587-2700
NMLS#405316
15-YR Fixed 2.625 1.750 2.962
30-YR Fixed 3.375 2.000 3.589
5-YR ARM 2.500 1.250 3.053
Honolulu HomeLoans
681-7500
NMLS#314918
15-YR Fixed 2.750 0.875 2.970
30-YR Fixed 3.500 1.000 3.634
5-YR ARM 3.000 0.875 3.024
Imperial Mortgage
263-6363
NMLS#289505
15-YR Fixed 2.625 1.250 2.920
30-YR Fixed 3.375 1.500 3.566
5-YR ARM 2.375 0.750 2.821
Legacy Mortgage
545-2212
NMLS#389862
15-YR Fixed 2.625 0.924 2.818
30-YR Fixed 3.250 1.815 3.413
5-YR ARM 2.250 1.733 2.825
Mann Mortgage
566-0505
15-YR Fixed 2.750 1.500 3.065
30-YR Fixed 3.500 1.500 3.682
5-YR ARM 2.250 2.000 3.143
Miranda, Violet Mortgage
488-7749
NMLS#250816
15-YR Fixed 2.500 1.875 2.642
30-YR Fixed 3.375 1.000 3.526
5-YR ARM 2.375 0.750 2.452
Mortgage Express
532-9555
NMLS#372160
15-YR Fixed 2.875 0.000 3.017
30-YR Fixed 3.625 0.000 3.712
5-YR ARM 2.750 0.000 3.067
Oahu Real Estate Mortgage
356-2659
NMLS#1154332
15-YR Fixed 2.750 0.750 3.203
30-YR Fixed 3.375 1.750 3.700
5-YR ARM 2.250 2.608 2.774
Savvy Realty & Loans
926-3700
NMLS#323171
15-YR Fixed 2.625 0.625 2.878
30-YR Fixed 3.375 0.500 3.509
5-YR ARM 2.375 0.000 2.460
Territorial Savings
946-1400
NMLS#449554
15-YR Fixed 2.500 2.000 2.846
30-YR Fixed 3.250 2.000 3.444
5-YR ARM 4.250 2.000 3.378
Wells Fargo Home Mortgage
946-8832
NMLS#459096
15-YR Fixed 2.875 1.250 3.176
30-YR Fixed 3.375 1.375 3.554
5-YR ARM 2.375 2.000 2.923