Posted: Wednesday, October 29, 2014

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
Aina Mortgage
263-2462
NMLS#388196
15-YR Fixed 2.875 0.250 2.964
30-YR Fixed 3.750 0.000 3.781
5-YR ARM 2.500 0.125 2.732
Aloha Happy Mortgage LLC
888-9013
NMLS#790278
15-YR Fixed 2.875 0.250 2.994
30-YR Fixed 3.750 0.000 3.785
5-YR ARM 2.500 0.000 2.832
American Home Finance
534-1945
NMLS#277484
15-YR Fixed 2.875 0.000 2.975
30-YR Fixed 3.750 0.000 3.865
5-YR ARM 2.750 0.000 2.950
American Savings Bank
593-1226
15-YR Fixed 2.750 2.000 3.131
30-YR Fixed 3.750 1.500 3.932
5-YR ARM 2.875 0.250 3.190
Bank of Hawaii
877-616-2636
NMLS#473824
15-YR Fixed 2.750 2.125 3.058
30-YR Fixed 3.750 1.625 3.884
5-YR ARM 2.500 0.500 2.868
Castle & Cooke Mortgage
627-9834
NMLS#384418
15-YR Fixed 2.875 2.000 3.290
30-YR Fixed 3.750 2.000 3.988
5-YR ARM 2.750 1.500 2.963
Central Pacific HomeLoans
356-4000
NMLS#416615
15-YR Fixed 3.000 0.750 3.204
30-YR Fixed 4.000 0.500 4.103
5-YR ARM 2.500 0.875 2.850
CUSO of Hawaii
539-0193
NMLS#325608
15-YR Fixed 2.875 1.625 3.139
30-YR Fixed 3.750 1.750 3.916
5-YR ARM 2.875 0.750 2.990
Finance Factors
522-2000
NMLS#449916
15-YR Fixed 2.750 1.875 3.091
30-YR Fixed 3.750 1.375 3.903
5-YR ARM 2.500 1.500 2.993
First Hawaiian Bank
643-4663
NMLS#420391
15-YR Fixed 2.750 2.000 3.080
30-YR Fixed 3.690 2.000 3.880
5-YR ARM 2.750 2.000 2.930
Guild Mortgage
263-4622
NMLS#240838
15-YR Fixed 3.000 1.750 3.254
30-YR Fixed 3.875 1.750 4.012
5-YR ARM 2.875 2.000 3.015
Hawaii State FCU
587-2700
NMLS#405316
15-YR Fixed 2.750 2.500 3.200
30-YR Fixed 3.750 1.875 3.961
5-YR ARM 2.500 1.250 2.971
Honolulu HomeLoans
681-7500
NMLS#314918
15-YR Fixed 2.875 1.375 3.169
30-YR Fixed 3.875 1.375 4.044
5-YR ARM 3.000 1.500 3.074
Imperial Mortgage
263-6363
NMLS#289505
15-YR Fixed 2.750 1.250 3.017
30-YR Fixed 3.625 1.750 3.819
5-YR ARM 2.375 1.250 2.792
Lau, Donald Mortgage
732-8893
NMLS#299579
15-YR Fixed 3.000 2.000 3.390
30-YR Fixed 3.625 2.000 3.848
5-YR ARM 3.625 2.000 3.325
Legacy Mortgage
545-2212
NMLS#389862
15-YR Fixed 2.875 0.573 3.019
30-YR Fixed 3.625 1.418 3.903
5-YR ARM 2.500 1.258 2.822
Mann Mortgage
566-0505
15-YR Fixed 2.875 2.000 3.341
30-YR Fixed 3.875 1.500 4.063
5-YR ARM 2.250 2.000 3.143
Mason-McDuffie Mortgage
566-0138
NMLS#274184
15-YR Fixed 3.250 0.000 3.359
30-YR Fixed 3.750 2.000 3.982
5-YR ARM 3.125 0.125 3.193
Miranda, Violet Mortgage
488-7749
NMLS#250816
15-YR Fixed 2.750 0.875 2.893
30-YR Fixed 3.625 1.375 3.737
5-YR ARM 2.375 0.875 2.452
Mortgage Associates of Hawaii
254-3300
NMLS#270946
15-YR Fixed 3.125 0.000 3.526
30-YR Fixed 4.000 0.000 4.236
5-YR ARM 2.625 0.875 2.836
Mortgage Express
532-9555
NMLS#372160
15-YR Fixed 3.000 0.000 3.142
30-YR Fixed 3.875 0.000 3.962
5-YR ARM 2.750 0.000 3.063
Oahu Real Estate Mortgage
356-2659
NMLS#1154332
15-YR Fixed 3.000 0.250 3.122
30-YR Fixed 3.750 1.125 3.896
5-YR ARM 2.375 1.625 2.687
Territorial Savings
946-1400
NMLS#449554
15-YR Fixed 2.750 2.000 3.099
30-YR Fixed 3.625 2.000 3.823
5-YR ARM 4.250 2.000 3.378
Wells Fargo Home Mortgage
946-8832
NMLS#459096
15-YR Fixed 2.875 1.750 3.234
30-YR Fixed 3.750 1.375 3.924
5-YR ARM 2.375 1.875 2.823