Wednesday, July 1, 2015

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
Aloha Happy Mortgage LLC
888-9013
15-YR Fixed 2.875 1.000 2.964
30-YR Fixed 3.750 1.500 3.797
5-YR ARM 2.375 1.000 2.880
American Home Finance
534-1945
NMLS#277484
15-YR Fixed 3.000 0.000 3.040
30-YR Fixed 4.000 0.000 4.040
5-YR ARM 2.875 0.000 3.000
American Savings Bank
593-1226
15-YR Fixed 2.875 2.250 3.296
30-YR Fixed 3.875 2.000 4.102
5-YR ARM 2.750 0.625 3.176
Bank of Hawaii
877-616-2636
NMLS#473824
15-YR Fixed 3.000 1.375 3.199
30-YR Fixed 3.875 1.875 4.031
5-YR ARM 2.875 0.500 3.160
Castle & Cooke Mortgage
627-9834
NMLS#384418
15-YR Fixed 3.125 1.750 3.506
30-YR Fixed 3.875 1.875 4.104
5-YR ARM 3.125 1.750 3.267
Central Pacific HomeLoans
356-4000
NMLS#416615
15-YR Fixed 3.000 1.125 3.259
30-YR Fixed 4.000 0.875 4.134
5-YR ARM 2.500 1.125 3.034
Compass Home Loans LLC
518-3650
NMLS#1194719
15-YR Fixed 3.000 1.375 3.306
30-YR Fixed 4.000 1.000 4.145
5-YR ARM 3.000 1.250 3.239
CUSO of Hawaii
539-0193
NMLS#325608
15-YR Fixed 3.125 0.875 3.283
30-YR Fixed 4.000 1.250 4.128
5-YR ARM 3.000 0.625 3.124
Finance Factors
522-2000
NMLS#449916
15-YR Fixed 2.875 2.000 3.236
30-YR Fixed 3.875 1.750 4.061
5-YR ARM 2.750 1.500 3.243
First Hawaiian Bank
643-4663
NMLS#420391
15-YR Fixed 2.875 2.000 3.200
30-YR Fixed 3.790 2.000 3.980
5-YR ARM 2.750 2.000 3.090
Hawaii State FCU
587-2700
NMLS#405316
15-YR Fixed 2.875 1.750 3.216
30-YR Fixed 3.875 1.375 4.045
5-YR ARM 2.875 0.750 3.227
Honolulu Homeloans
681-7500
NMLS#314918
15-YR Fixed 3.125 0.875 3.347
30-YR Fixed 4.000 1.375 4.170
5-YR ARM 3.250 0.875 3.085
House of Finance
847-8493
NMLS#378949
15-YR Fixed 3.000 1.125 3.292
30-YR Fixed 3.875 1.625 4.090
5-YR ARM 3.250 1.000 3.417
Imperial Mortgage
263-6363
NMLS#289505
15-YR Fixed 2.750 1.875 3.108
30-YR Fixed 3.750 2.000 3.990
5-YR ARM 2.375 1.500 2.963
Lau, Donald Mortgage
732-8893
NMLS#299579
15-YR Fixed 3.000 2.000 3.390
30-YR Fixed 3.750 2.000 3.937
5-YR ARM 3.625 2.000 3.325
Legacy Mortgage
545-2212
NMLS#389862
15-YR Fixed 2.875 1.875 3.223
30-YR Fixed 3.750 2.125 3.971
5-YR ARM 2.500 2.125 3.053
Miranda, Violet Mortgage
488-7749
NMLS#250816
15-YR Fixed 2.750 1.500 2.893
30-YR Fixed 3.750 1.625 3.884
5-YR ARM 2.375 1.125 2.461
Mortgage Associates of Hawaii
254-3300
NMLS#270946
15-YR Fixed 3.125 1.875 3.581
30-YR Fixed 3.990 1.875 4.257
5-YR ARM 2.500 1.625 3.048
Mortgage Express
532-9555
NMLS#372160
15-YR Fixed 3.125 0.000 3.267
30-YR Fixed 4.000 0.000 4.087
5-YR ARM 2.875 0.000 3.218
Oahu Real Estate Mortgages
356-2659
NMLS#1154332
15-YR Fixed 3.000 1.000 3.229
30-YR Fixed 3.750 1.875 3.958
5-YR ARM 2.375 1.375 2.492
Territorial Savings
946-1400
NMLS#449554
15-YR Fixed 2.875 1.875 3.206
30-YR Fixed 3.875 2.000 4.075
5-YR ARM 4.250 2.000 3.462