Posted: Wednesday, September 17, 2014

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
Akamai Financial Services
526-3500
NMLS#307879
15-YR Fixed 3.125 0.000 3.220
30-YR Fixed 4.125 0.000 4.230
5-YR ARM 3.125 0.000 3.361
Aloha Happy Mortgage LLC
888-9013
NMLS#790278
15-YR Fixed 3.000 0.375 3.141
30-YR Fixed 4.000 0.000 4.034
5-YR ARM 2.375 1.500 2.945
American Family Lending
371-6797
NMLS#218278
15-YR Fixed 3.250 -0.250 3.320
30-YR Fixed 4.125 0.000 4.192
5-YR ARM 2.875 0.375 2.921
American Home Finance
534-1945
NMLS#277484
15-YR Fixed 3.000 0.000 3.090
30-YR Fixed 4.000 0.000 4.090
5-YR ARM 2.875 0.000 2.850
American Savings Bank
593-1226
15-YR Fixed 3.000 1.875 3.368
30-YR Fixed 4.000 2.000 4.229
5-YR ARM 3.500 0.000 3.392
Bank of Hawaii
8776162636
NMLS#473824
15-YR Fixed 3.000 1.750 3.254
30-YR Fixed 4.000 1.875 4.158
5-YR ARM 2.500 0.500 2.950
Castle & Cooke Mortgage
627-9834
NMLS#384418
15-YR Fixed 3.125 2.000 3.543
30-YR Fixed 4.000 2.000 4.242
5-YR ARM 2.750 2.000 3.030
Central Pacific HomeLoans
356-4000
NMLS#416615
15-YR Fixed 3.000 1.125 3.259
30-YR Fixed 4.000 1.250 4.166
5-YR ARM 3.750 1.375 3.328
CUSO of Hawaii
539-0193
NMLS#325608
15-YR Fixed 3.125 1.250 3.338
30-YR Fixed 4.000 1.875 4.181
5-YR ARM 2.875 1.000 3.010
Finance Factors
522-2000
NMLS#449916
15-YR Fixed 3.000 1.500 3.289
30-YR Fixed 4.000 1.375 4.155
5-YR ARM 2.500 1.500 2.993
First Hawaiian Bank
643-4663
NMLS#420391
15-YR Fixed 2.950 2.000 3.280
30-YR Fixed 4.000 2.000 4.190
5-YR ARM 2.750 2.000 3.010
Guild Mortgage
263-4622
NMLS#240838
15-YR Fixed 3.250 1.250 3.497
30-YR Fixed 4.125 1.250 4.219
5-YR ARM 3.000 1.375 3.167
Hawaii State FCU
587-2700
NMLS#405316
15-YR Fixed 3.000 2.125 3.400
30-YR Fixed 4.000 2.125 4.237
5-YR ARM 2.500 1.250 3.053
Honolulu HomeLoans
681-7500
NMLS#314918
15-YR Fixed 3.250 0.875 3.473
30-YR Fixed 4.125 1.000 4.264
5-YR ARM 3.375 1.000 3.126
House of Finance
847-8493
NMLS#378949
15-YR Fixed 3.125 1.000 3.385
30-YR Fixed 4.125 1.500 4.325
5-YR ARM 2.500 1.000 3.157
Imperial Mortgage
263-6363
NMLS#289505
15-YR Fixed 2.875 1.500 3.180
30-YR Fixed 3.875 1.750 4.073
5-YR ARM 2.375 1.875 2.868
Lau, Donald Mortgage
732-8893
NMLS#299579
15-YR Fixed 3.000 2.000 3.390
30-YR Fixed 4.000 2.000 4.231
5-YR ARM 3.625 2.000 3.338
Legacy Mortgage
545-2212
NMLS#389862
15-YR Fixed 2.875 1.659 3.176
30-YR Fixed 3.750 2.400 3.985
5-YR ARM 2.625 1.571 2.917
Mann Mortgage
566-0505
15-YR Fixed 3.000 1.500 3.320
30-YR Fixed 4.000 2.000 4.223
5-YR ARM 2.250 2.000 3.143
Miranda, Violet Mortgage
488-7749
NMLS#250816
15-YR Fixed 2.750 1.875 2.893
30-YR Fixed 3.875 1.375 3.989
5-YR ARM 2.375 1.500 2.786
Mortgage Associates of Hawaii, LLC
254-3300
NMLS#270946
15-YR Fixed 3.000 1.375 3.292
30-YR Fixed 3.875 1.875 4.090
5-YR ARM 2.375 2.000 2.906
Mortgage Express
532-9555
NMLS#372160
15-YR Fixed 3.250 0.000 3.392
30-YR Fixed 4.250 0.000 4.337
5-YR ARM 2.875 0.000 3.188
Savvy Realty & Loans
926-3700
NMLS#323171
15-YR Fixed 3.000 0.250 3.202
30-YR Fixed 4.000 0.000 4.099
5-YR ARM 2.625 0.125 2.722
Territorial Savings
946-1400
NMLS#449554
15-YR Fixed 3.000 1.875 3.332
30-YR Fixed 4.000 1.625 4.171
5-YR ARM 4.250 2.000 3.378
Wells Fargo Home Mortgage
946-8832
NMLS#459096
15-YR Fixed 3.125 1.750 3.468
30-YR Fixed 4.000 1.750 4.209
5-YR ARM 2.750 1.625 3.017