Posted: Wednesday, November 19, 2014

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
Aina Mortgage
263-2462
NMLS#388196
15-YR Fixed 2.875 0.250 2.964
30-YR Fixed 3.750 0.000 3.781
5-YR ARM 2.625 0.000 2.771
Aloha Happy Mortgage LLC
888-9013
NMLS#790278
15-YR Fixed 2.875 0.250 2.994
30-YR Fixed 3.750 0.000 3.785
5-YR ARM 2.500 0.375 2.885
American Family Lending
371-6797
NMLS#218278
15-YR Fixed 3.000 0.000 3.054
30-YR Fixed 3.875 0.000 3.909
5-YR ARM 2.875 0.125 2.945
American Home Finance
534-1945
NMLS#277484
15-YR Fixed 2.875 0.000 2.965
30-YR Fixed 3.750 0.000 3.860
5-YR ARM 2.750 0.000 2.850
American Savings Bank
593-1226
15-YR Fixed 2.750 2.125 3.150
30-YR Fixed 3.750 1.500 3.932
5-YR ARM 3.125 0.125 3.268
Bank of Hawaii
8776162636
NMLS#473824
15-YR Fixed 2.750 2.250 3.076
30-YR Fixed 3.750 1.625 3.884
5-YR ARM 2.500 0.500 2.868
Castle & Cooke Mortgage
627-9834
NMLS#384418
15-YR Fixed 3.000 1.500 3.343
30-YR Fixed 3.750 2.000 3.988
5-YR ARM 2.750 1.500 2.975
Central Pacific HomeLoans
356-4000
NMLS#416615
15-YR Fixed 2.875 1.125 3.132
30-YR Fixed 3.875 0.875 4.008
5-YR ARM 2.500 0.750 2.840
Finance Factors
522-2000
NMLS#449916
15-YR Fixed 2.875 2.000 3.236
30-YR Fixed 3.875 1.250 4.019
5-YR ARM 2.500 1.500 2.993
First Hawaiian Bank
643-4663
NMLS#420391
15-YR Fixed 2.790 2.000 3.120
30-YR Fixed 3.690 2.000 3.880
5-YR ARM 2.750 2.000 2.930
Hawaii State FCU
587-2700
NMLS#405316
15-YR Fixed 2.875 1.875 3.235
30-YR Fixed 3.750 1.875 3.961
5-YR ARM 2.500 1.250 2.971
Honolulu HomeLoans
681-7500
NMLS#314918
15-YR Fixed 2.875 1.375 3.169
30-YR Fixed 3.875 1.000 4.012
5-YR ARM 3.000 2.000 3.115
House of Finance
847-8493
NMLS#378949
15-YR Fixed 2.875 1.625 3.223
30-YR Fixed 3.750 1.625 3.954
5-YR ARM 2.500 1.000 3.156
Imperial Mortgage
263-6363
NMLS#289505
15-YR Fixed 2.750 1.250 3.017
30-YR Fixed 3.625 1.500 3.799
5-YR ARM 2.375 1.500 2.826
Lau, Donald Mortgage
732-8893
NMLS#299579
15-YR Fixed 3.000 2.000 3.390
30-YR Fixed 3.750 2.000 3.848
5-YR ARM 3.625 2.000 3.325
Legacy Mortgage
545-2212
NMLS#389862
15-YR Fixed 2.875 0.700 3.037
30-YR Fixed 3.625 1.301 3.767
5-YR ARM 2.500 1.404 2.847
Mann Mortgage
566-0505
15-YR Fixed 2.875 2.000 3.266
30-YR Fixed 3.750 1.500 3.936
5-YR ARM 2.250 2.000 3.143
Mason-McDuffie Mortgage
566-0138
NMLS#274184
15-YR Fixed 3.250 0.000 3.359
30-YR Fixed 3.875 1.125 4.035
5-YR ARM 3.250 0.000 3.310
Miranda, Violet Mortgage
488-7749
NMLS#250816
15-YR Fixed 2.750 0.875 2.893
30-YR Fixed 3.625 1.125 3.727
5-YR ARM 2.375 1.125 2.461
Mortgage Associates of Hawaii, LLC
254-3300
NMLS#270946
15-YR Fixed 3.125 0.000 3.526
30-YR Fixed 3.875 0.625 4.109
5-YR ARM 2.750 0.875 2.963
Mortgage Express
532-9555
NMLS#372160
15-YR Fixed 3.000 0.000 3.142
30-YR Fixed 3.875 0.000 3.962
5-YR ARM 2.750 0.000 3.063
Savvy Realty & Loans
926-3700
NMLS#323171
15-YR Fixed 2.875 0.125 3.058
30-YR Fixed 3.750 -0.125 3.837
5-YR ARM 2.625 -0.250 2.693
Territorial Savings
946-1400
NMLS#449554
15-YR Fixed 2.750 2.000 3.099
30-YR Fixed 3.625 2.000 3.823
5-YR ARM 4.250 2.000 3.378
Wells Fargo Home Mortgage
946-8832
NMLS#459096
15-YR Fixed 2.875 2.000 3.271
30-YR Fixed 3.750 1.500 3.934
5-YR ARM 2.375 2.000 2.915