Posted: Wednesday, December 17, 2014

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
Aina Mortgage
263-2462
NMLS#388196
15-YR Fixed 2.875 0.000 2.928
30-YR Fixed 3.500 0.875 3.601
5-YR ARM 2.625 0.000 2.801
Aloha Happy Mortgage LLC
888-9013
NMLS#790278
15-YR Fixed 2.750 0.500 2.906
30-YR Fixed 3.625 0.000 3.640
5-YR ARM 2.500 0.000 2.832
American Home Finance
534-1945
NMLS#277484
15-YR Fixed 2.875 0.000 2.945
30-YR Fixed 3.625 0.000 3.925
5-YR ARM 2.750 0.000 2.800
American Savings Bank
593-1226
15-YR Fixed 2.625 2.000 3.004
30-YR Fixed 3.500 2.000 3.720
5-YR ARM 2.875 0.125 3.180
Bank of Hawaii
877-616-2636
NMLS#473824
15-YR Fixed 2.625 2.000 2.913
30-YR Fixed 3.500 1.750 3.643
5-YR ARM 2.500 0.500 2.950
Castle & Cooke Mortgage
627-9834
NMLS#384418
15-YR Fixed 2.875 1.750 3.253
30-YR Fixed 3.625 1.500 3.820
5-YR ARM 2.750 1.250 2.958
Central Pacific HomeLoans
356-4000
NMLS#416615
15-YR Fixed 2.875 0.500 3.041
30-YR Fixed 3.625 0.875 3.754
5-YR ARM 2.500 1.000 2.860
CUSO of Hawaii
539-0193
NMLS#325608
15-YR Fixed 3.000 0.375 3.084
30-YR Fixed 3.625 1.250 3.748
5-YR ARM 3.000 0.375 3.087
Finance Factors
522-2000
NMLS#449916
15-YR Fixed 2.625 1.875 2.965
30-YR Fixed 3.500 1.750 3.682
5-YR ARM 2.500 1.500 2.993
First Hawaiian Bank
643-4663
NMLS#420391
15-YR Fixed 2.750 2.000 3.080
30-YR Fixed 3.590 2.000 3.780
5-YR ARM 2.750 2.000 3.010
Hawaii State FCU
587-2700
NMLS#405316
15-YR Fixed 2.750 1.750 3.089
30-YR Fixed 3.500 2.125 3.727
5-YR ARM 2.500 1.250 3.053
Honolulu HomeLoans
681-7500
NMLS#314918
15-YR Fixed 2.750 1.250 3.025
30-YR Fixed 3.625 1.250 3.781
5-YR ARM 3.000 1.375 3.064
Imperial Mortgage
263-6363
NMLS#289505
15-YR Fixed 2.750 0.875 2.963
30-YR Fixed 3.500 1.375 3.682
5-YR ARM 2.375 1.125 2.834
Lau, Donald Mortgage
732-8893
NMLS#299579
15-YR Fixed 2.875 2.000 3.263
30-YR Fixed 3.500 2.000 3.722
5-YR ARM 3.625 2.000 3.325
Legacy Mortgage
545-2212
NMLS#389862
15-YR Fixed 2.625 1.209 2.859
30-YR Fixed 3.375 1.517 3.532
5-YR ARM 2.500 1.398 2.874
Mason-McDuffie Mortgage
566-0138
NMLS#274184
15-YR Fixed 2.875 1.000 3.124
30-YR Fixed 3.500 2.000 3.727
5-YR ARM 3.125 0.000 3.184
Miranda, Violet Mortgage
488-7749
NMLS#250816
15-YR Fixed 2.750 0.375 2.893
30-YR Fixed 3.500 0.875 3.591
5-YR ARM 2.375 0.750 2.452
Mortgage Express
532-9555
NMLS#372160
15-YR Fixed 3.000 0.000 3.142
30-YR Fixed 3.750 0.000 3.837
5-YR ARM 2.750 0.000 3.065
Oahu Real Estate Mortgage
356-2659
NMLS#1154332
15-YR Fixed 2.750 0.875 2.959
30-YR Fixed 3.500 1.375 3.664
5-YR ARM 2.375 1.000 2.596
Territorial Savings
946-1400
NMLS#449554
15-YR Fixed 2.625 1.875 2.954
30-YR Fixed 3.500 1.875 3.686
5-YR ARM 4.250 2.000 3.462
Wells Fargo Home Mortgage
946-8832
NMLS#459096
15-YR Fixed 2.875 1.500 3.197
30-YR Fixed 3.500 1.750 3.703
5-YR ARM 2.375 2.000 2.915