Wednesday, May 1, 2024
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
|
American Savings Bank 808-593-1226 NMLS#423168 |
15-YR Fixed | 6.000 | 1.875 | 6.434 |
| 30-YR Fixed | 6.750 | 2.125 | 7.052 | |
| 5-YR ARM | 6.250 | 2.000 | 7.611 | |
|
Bank of Hawaii 877-616-2636 |
15-YR Fixed | 6.625 | 0.750 | 6.745 |
| 30-YR Fixed | 6.875 | 1.750 | 7.049 | |
| 5-YR ARM | 6.500 | 0.875 | 7.503 | |
|
Central Pacific Bank 808-544-0500 NMLS#416603 |
15-YR Fixed | 6.000 | 2.125 | 6.484 |
| 30-YR Fixed | 6.750 | 1.875 | 7.033 | |
| 5-YR ARM | 7.125 | 0.000 | 7.900 | |
|
Finance Factors 808-548-3300 NMLS#449916 |
15-YR Fixed | 6.250 | 2.000 | 6.811 |
| 30-YR Fixed | 6.875 | 2.125 | 7.244 | |
| 5-YR ARM | 6.750 | 1.500 | 7.884 | |
|
First Hawaiian Bank 808-643-4663 |
15-YR Fixed | 6.000 | 2.500 | 6.600 |
| 30-YR Fixed | 6.750 | 2.375 | 7.110 | |
| 5-YR ARM | 6.375 | 2.000 | 7.720 | |
|
Hawaii Paradise Mortgage 808-888-9013 NMLS#790278 |
15-YR Fixed | 5.990 | 1.740 | 6.463 |
| 30-YR Fixed | 6.625 | 1.907 | 6.749 | |
| 5-YR ARM | 6.250 | 1.250 | 7.572 | |
|
Hawaii State Federal Credit Union 808-447-3480 NMLS#405316 |
15-YR Fixed | 6.250 | 1.625 | 6.676 |
| 30-YR Fixed | 6.875 | 1.750 | 7.159 | |
| 5-YR ARM | 6.875 | 0.875 | 7.565 | |
|
Imperial Mortgage LLC 808-263-6363 NMLS#289505 |
15-YR Fixed | 5.750 | 1.993 | 6.192 |
| 30-YR Fixed | 6.500 | 1.999 | 6.825 | |
| 5-YR ARM | ||||
|
Territorial Savings Bank 808-946-1400 NMLS#449554 |
15-YR Fixed | 6.000 | 2.000 | 6.347 |
| 30-YR Fixed | 6.625 | 1.875 | 6.828 | |
| 5-YR ARM | ||||
|
Violet Miranda Residential & Commercial Mortgage, LLC 808-623-4482 NMLS#250816 |
15-YR Fixed | 5.750 | 1.336 | 6.050 |
| 30-YR Fixed | 6.500 | 1.139 | 6.670 | |
| 5-YR ARM |