Wednesday, March 27, 2024

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
American Savings Bank
808-593-1226
NMLS#423168
15-YR Fixed 5.375 2.000 5.814
30-YR Fixed 6.125 2.000 6.400
5-YR ARM 5.875 1.875 7.300
Bank of Hawaii
877-616-2636
15-YR Fixed 5.875 1.000 6.032
30-YR Fixed 6.125 2.000 6.316
5-YR ARM 6.125 0.875 7.330
Central Pacific Bank
808-544-0500
NMLS#416603
15-YR Fixed 5.500 1.750 5.911
30-YR Fixed 6.000 2.125 6.289
5-YR ARM 6.875 0.000 7.798
Finance Factors
808-548-3300
NMLS#449916
15-YR Fixed 5.500 1.875 6.021
30-YR Fixed 6.125 2.125 6.473
5-YR ARM 6.375 1.500 7.656
First Hawaiian Bank
808-643-4663
15-YR Fixed 5.500 2.000 6.010
30-YR Fixed 6.250 2.000 6.560
5-YR ARM 5.875 2.000 7.500
Hawaii Paradise Mortgage
808-888-9013
NMLS#790278
15-YR Fixed 5.250 1.805 5.713
30-YR Fixed 6.125 0.973 6.246
5-YR ARM 6.250 1.250 7.572
Hawaii State Federal Credit Union
808-447-3480
NMLS#405316
15-YR Fixed 5.500 1.625 5.908
30-YR Fixed 6.250 1.750 6.519
5-YR ARM 5.875 1.500 7.565
Imperial Mortgage LLC
808-263-6363
NMLS#289505
15-YR Fixed 5.250 1.940 5.706
30-YR Fixed 5.990 1.842 6.230
5-YR ARM
Matanuska Valley Federal Credit Union
907-745-9165
NMLS#418470
15-YR Fixed 6.625 0.000 6.904
30-YR Fixed 7.000 0.000 7.176
5-YR ARM
Territorial Savings Bank
808-946-1400
NMLS#449554
15-YR Fixed 5.500 1.750 5.802
30-YR Fixed 6.125 1.500 6.286
5-YR ARM
Violet Miranda Residential &
Commercial Mortgage, LLC

808-623-4482
NMLS#250816
15-YR Fixed 5.250 0.992 5.490
30-YR Fixed 5.990 0.827 6.130
5-YR ARM