Latest rates, based on 20 percent down,
$200,000 owner-occupant mortgages.
The rates and terms may vary; check with lenders for details.
Rate information is provided by the lenders and compiled, as a
public service, by the Honolulu Board of Realtors® Research
Department.
|
INTEREST % %
LENDER TERM/TYPE RATE POINTS *APR
|
Acceptance Capital Mtg 15-YR Fixed 5.250 1.000 5.471
270-3130 30-YR Fixed 5.750 1.000 5.981
1-YR ARM 6.125 1.000 6.364
|
Advantage Mortgage 15-YR Fixed 5.125 1.000 5.438
545-1234 30-YR Fixed 5.500 1.625 5.747
1-YR ARM 4.000 2.000 4.929
|
Aloha Home Loans 15-YR Fixed 4.875 2.956 5.507
593-0090 30-YR Fixed 5.375 3.177 5.774
1-YR ARM 4.000 2.500 5.453
|
American Home Finance 15-YR Fixed 5.500 0.000 5.610
534-1945 30-YR Fixed 5.875 0.000 5.940
1-YR ARM 6.250 0.000 8.000
|
American Savings Bank 15-YR Fixed 5.125 1.750 5.475
593-1226 30-YR Fixed 5.625 2.000 5.861
1-YR ARM 3.750 1.875 5.326
|
Ascent Home Loans 15-YR Fixed 5.000 2.125 5.389
447-9629 30-YR Fixed 5.375 2.500 5.641
1-YR ARM 5.375 2.000 4.879
|
Bank of Hawaii 15-YR Fixed 5.125 1.750 5.395
694-1444 30-YR Fixed 5.625 1.875 5.799
1-YR ARM 4.000 2.000 5.322
|
Carteret Mortgage 15-YR Fixed 5.250 0.000 5.317
375-8422 30-YR Fixed 5.750 0.000 5.812
1-YR ARM 5.375 0.500 7.130
|
Central Pacific HomeLoans 15-YR Fixed 5.125 1.625 5.477
356-4000 30-YR Fixed 5.625 1.750 5.851
1-YR ARM 5.375 1.250 4.927
|
Countrywide Home Loans 15-YR Fixed 5.375 1.625 5.639
535-4623 30-YR Fixed 5.750 1.625 6.022
1-YR ARM 4.875 1.387 5.762
|
CUSO of Hawaii 15-YR Fixed 5.000 2.500 5.440
539-0193 30-YR Fixed 5.500 2.750 5.790
1-YR ARM 3.625 1.000 4.649
|
Finance Factors 15-YR Fixed 5.125 1.875 5.486
522-2000 30-YR Fixed 5.750 1.625 5.967
1-YR ARM 4.500 2.375 5.457
|
First Hawaiian Bank 15-YR Fixed 5.375 0.000 5.430
643-4663 30-YR Fixed 5.750 0.000 5.780
1-YR ARM 4.500 0.000 4.390
|
Hawaii National Bank 15-YR Fixed 5.000 2.000 5.308
528-7848 30-YR Fixed 5.625 2.000 5.810
1-YR ARM 3.875 1.750 4.483
|
Home Loans of Hawaii 15-YR Fixed 5.000 1.750 5.469
841-4847 30-YR Fixed 5.250 2.750 5.643
1-YR ARM 4.000 1.625 4.856
|
HomeStreet Bank 15-YR Fixed 5.000 2.000 5.454
596-0343 30-YR Fixed 5.500 2.000 5.774
1-YR ARM 3.750 1.875 6.169
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House of Finance 15-YR Fixed 5.000 2.000 5.465
847-8493 30-YR Fixed 5.625 1.880 5.898
1-YR ARM 4.250 1.880 5.410
|
Imperial Mortgage 15-YR Fixed 5.000 2.000 5.387
263-6363 30-YR Fixed 5.500 1.875 6.019
1-YR ARM 4.000 2.000 5.250
|
Innovative Island Mtg 15-YR Fixed 5.125 1.500 5.462
228-6610 30-YR Fixed 5.500 1.750 5.725
1-YR ARM 4.250 2.000 6.240
|
Island Pacific Funding 15-YR Fixed 5.500 0.000 5.598
689-3007 30-YR Fixed 5.875 0.000 5.936
1-YR ARM 5.875 3.147 6.211
|
Kailua Mortgage 15-YR Fixed 5.125 0.875 5.392
254-3333 30-YR Fixed 5.625 0.875 5.786
1-YR ARM 4.625 0.875 4.831
|
Lau, Donald Mortgage 15-YR Fixed 5.000 2.000 5.426
732-8893 30-YR Fixed 5.500 2.000 5.758
1-YR ARM 4.250 2.000 4.881
|
Legacy Mortgage 15-YR Fixed 4.750 2.000 5.167
545-2212 30-YR Fixed 5.250 2.250 5.523
1-YR ARM 3.625 1.375 5.253
|
Mid-Pacific Mortgage 15-YR Fixed 5.500 0.000 5.540
587-7785 30-YR Fixed 5.875 0.000 5.899
1-YR ARM 4.375 2.000 5.601
|
Miranda, Violet Mortgage 15-YR Fixed 5.000 1.750 5.443
488-7749 30-YR Fixed 5.500 1.500 5.767
1-YR ARM 5.000 1.500 4.931
|
Mortgage Depot 15-YR Fixed 5.375 0.125 5.508
737-2899 30-YR Fixed 5.875 0.000 5.947
1-YR ARM 4.375 1.750 4.899
|
Mortgage Express 15-YR Fixed 5.500 0.000 5.637
532-9555 30-YR Fixed 5.875 0.000 5.960
1-YR ARM 4.625 1.000 4.925
|
Mortgage Resources 15-YR Fixed 5.000 2.000 5.427
521-1744 30-YR Fixed 5.500 1.875 5.747
1-YR ARM 4.250 1.875 5.615
|
Navy Federal Credit Union 15-YR Fixed 5.125 1.500 5.409
254-7889 30-YR Fixed 5.625 1.625 5.810
1-YR ARM 4.125 1.375 5.332
|
New Horizons Financial 15-YR Fixed 4.750 1.750 5.592
483-7400 30-YR Fixed 5.000 3.500 5.846
1-YR ARM 5.250 2.000 8.096
|
NorthStar Alliance 15-YR Fixed 5.000 2.000 5.542
536-3656 30-YR Fixed 5.500 2.000 5.825
1-YR ARM 5.625 2.000 8.104
|
Option Mortgage 15-YR Fixed 5.125 1.500 5.466
373-4803 30-YR Fixed 5.500 1.875 5.740
1-YR ARM 4.250 1.875 5.353
|
Pacific Island Mortgage 15-YR Fixed 5.125 2.000 5.522
286-7891 30-YR Fixed 5.375 2.000 5.645
1-YR ARM 4.000 2.000 4.770
|
Phoenix Financial 15-YR Fixed 5.000 1.750 5.450
952-9822 30-YR Fixed 5.500 1.750 5.687
1-YR ARM 4.250 2.000 4.560
|
Pyramid Mortgage 15-YR Fixed 5.375 0.000 5.435
527-7249 30-YR Fixed 5.875 0.000 5.937
1-YR ARM 4.125 2.000 4.793
|
Spectrum Mortgage 15-YR Fixed 5.125 2.000 5.563
522-5522 30-YR Fixed 5.625 2.000 5.891
1-YR ARM 4.000 2.000 5.105
|
Territorial Savings 15-YR Fixed 5.125 1.750 5.460
946-1400 30-YR Fixed 5.625 2.125 5.862
1-YR ARM 4.125 2.000 4.561
|
Wells Fargo Home Mortgage 15-YR Fixed 5.125 2.000 5.540
946-8832 30-YR Fixed 5.625 2.000 5.870
1-YR ARM 5.000 2.000 5.470
|
Yuen, David & Associates 15-YR Fixed 5.250 2.000 5.750
524-4766 30-YR Fixed 5.625 2.000 5.890
1-YR ARM 4.125 2.000 4.580
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*APR (Annual Percentage Rate) reflects the cost
of interest, points and all other finance charges, based on
a $200,000 owner-occupant loan. The APR shown for 1-Year ARM
loans is computed based on the current value of the underlying
rate index. Most ARMs have rate caps, both on how much the
interest rate may change each year and over the life of the
loan.
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