Hawaii Real Estate Central Visit Central Pacific Home Loans



Hawaii Mortgage Rates

as of Wednesday, December 30, 2009

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders and compiled, as a public service, by the Honolulu Board of REALTORS® Research Department.

Lender Term/Type Interest Rate % Points % *APR
Acceptance Capital Mtg
674-8989
15-YR Fixed 4.500 1.000 4.907
30-YR Fixed 5.000 1.000 5.240
1-YR ARM 3.750 1.000 6.459
Advantage Mortgage
545-1234
15-YR Fixed 4.250 1.750 4.631
30-YR Fixed 4.875 1.875 5.114
1-YR ARM 3.750 2.000 3.628
Akamai Mortgage Hawaii
526-3500
15-YR Fixed 4.375 1.000 4.820
30-YR Fixed 5.000 1.000 5.200
1-YR ARM 3.750 0.500 3.600
American Home Finance
534-1945
15-YR Fixed 4.500 0.000 4.570
30-YR Fixed 5.000 0.000 5.120
1-YR ARM 7.000 0.000 7.500
American Savings Bank
593-1226
15-YR Fixed 4.250 2.125 4.641
30-YR Fixed 5.000 1.750 5.202
1-YR ARM 3.750 2.000 3.487
Ascent Home Loans
447-9629
15-YR Fixed 4.375 0.625 4.744
30-YR Fixed 4.875 1.250 5.149
1-YR ARM 4.875 0.250 3.536
Bank of Hawaii
694-1444
15-YR Fixed 4.375 1.625 4.620
30-YR Fixed 5.000 1.625 5.145
1-YR ARM 3.750 1.875 3.440
Castle & Cooke Mortgage
627-9834
15-YR Fixed 4.375 2.000 4.708
30-YR Fixed 4.875 2.000 5.070
1-YR ARM 3.750 2.000 4.965
Central Pacific HomeLoans
356-4000
15-YR Fixed 4.125 2.250 4.552
30-YR Fixed 4.875 1.875 5.098
1-YR ARM 4.625 2.125 3.469
CUSO of Hawaii
539-0193
15-YR Fixed 4.250 2.500 4.673
30-YR Fixed 4.750 2.750 5.023
1-YR ARM 3.750 1.000 3.274
Finance Factors
522-2000
15-YR Fixed 4.250 1.875 4.586
30-YR Fixed 4.875 1.375 5.029
1-YR ARM 4.250 2.000 3.534
First Hawaiian Bank
643-4663
15-YR Fixed 4.250 1.750 4.560
30-YR Fixed 5.000 1.750 5.190
1-YR ARM 3.750 2.000 3.470
Hawaii National Bank
528-7848
15-YR Fixed 4.250 2.000 4.575
30-YR Fixed 5.000 2.000 5.192
1-YR ARM 3.875 1.750 3.219
HomeStreet Bank
596-0343
15-YR Fixed 4.250 1.875 4.668
30-YR Fixed 4.875 2.250 5.142
1-YR ARM 3.875 2.000 4.283
Imperial Mortgage
263-6363
15-YR Fixed 4.250 2.000 4.697
30-YR Fixed 4.750 2.000 5.026
1-YR ARM 3.750 2.000 3.349
Lau, Donald Mortgage
732-8893
15-YR Fixed 4.250 2.000 4.659
30-YR Fixed 4.875 2.000 5.119
1-YR ARM 4.000 2.000 3.443
Legacy Mortgage
545-2212
15-YR Fixed 4.000 2.375 4.491
30-YR Fixed 4.500 2.875 4.832
1-YR ARM 3.750 1.000 5.019
Miranda, Violet Mortgage
488-7749
15-YR Fixed 4.250 1.500 4.625
30-YR Fixed 4.875 1.626 5.129
1-YR ARM 3.875 1.750 3.383
Mortgage Depot
737-2899
15-YR Fixed 4.250 0.970 4.496
30-YR Fixed 4.875 1.120 5.036
1-YR ARM 2.875 2.000 3.367
Mortgage Express
532-9555
15-YR Fixed 4.750 0.000 4.876
30-YR Fixed 5.250 0.000 5.339
1-YR ARM 4.375 1.000 3.685
Mortgage Resources
521-1744
15-YR Fixed 4.375 1.750 4.753
30-YR Fixed 4.875 1.400 5.068
1-YR ARM 3.750 1.750 3.750
Navy Federal Credit Union
254-7889
15-YR Fixed 4.625 1.250 4.863
30-YR Fixed 5.125 1.250 5.268
1-YR ARM 4.500 1.250 3.431
New Horizons Financial
483-7400
15-YR Fixed 4.500 0.000 4.787
30-YR Fixed 5.125 0.000 5.296
1-YR ARM 4.250 0.000 6.870
NorthStar Alliance
536-3656
15-YR Fixed 4.125 2.875 4.789
30-YR Fixed 4.750 1.875 5.049
1-YR ARM 4.500 2.000 3.531
One Stop Financial Svcs
983-3323
15-YR Fixed 3.750 3.938 4.820
30-YR Fixed 4.250 4.451 4.823
1-YR ARM 3.750 2.000 3.614
Savvy Realty & Loans
926-3700
15-YR Fixed 4.375 1.000 4.741
30-YR Fixed 4.875 1.000 5.092
1-YR ARM 4.125 1.000 4.328
Spectrum Mortgage
551-2112
15-YR Fixed 4.375 2.000 4.796
30-YR Fixed 4.875 2.000 5.125
1-YR ARM 3.750 2.000 4.186
Territorial Savings
946-1400
15-YR Fixed 4.375 1.625 4.687
30-YR Fixed 5.000 1.625 5.184
1-YR ARM 4.500 2.000 3.184
Wells Fargo Home Mortgage
946-8832
15-YR Fixed 4.250 2.000 4.650
30-YR Fixed 4.875 2.000 5.110
1-YR ARM 3.375 2.000 3.500


Honolulu Board of REALTORS® • 1136 12th Avenue, Suite 200 • Honolulu, Hawaii 96816 USA
Phone: 808-732-3000 • Fax: 808-732-8732 • Email: hbradmin@hicentral.com

© 1995-2010 Honolulu Board of REALTORS®. All rights reserved. Privacy Policy. Information herein deemed reliable but not guaranteed. Note: Honolulu Board of REALTORS® receives inquiries seeking professional advice; however the Honolulu Board of REALTORS® staff is not qualified, nor licensed, by the state of Hawaii to properly address real estate or legal issues. For questions concerning these issues, consult with either the Hawaii Real Estate Commission, your Principal Broker, or an Attorney.