Hawaii Real Estate Central Visit First Hawaiian Bank



Hawaii Mortgage Rates

as of Wednesday, December 16, 2009

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders and compiled, as a public service, by the Honolulu Board of REALTORS® Research Department.

Lender Term/Type Interest Rate % Points % *APR
Acceptance Capital Mtg
674-8989		 15-YR Fixed 4.250 1.000 4.654
30-YR Fixed 4.750 1.000 4.986
1-YR ARM 3.500 1.000 6.226
Aina Mortgage
263-2462		 15-YR Fixed 4.250 1.000 4.453
30-YR Fixed 4.750 1.000 4.869
1-YR ARM 4.000 1.000 4.121
Akamai Mortgage Hawaii
526-3500		 15-YR Fixed 4.250 0.625 4.620
30-YR Fixed 4.750 1.000 5.000
1-YR ARM 3.875 0.000 3.500
American Savings Bank
593-1226		 15-YR Fixed 4.125 2.000 4.494
30-YR Fixed 4.750 2.000 4.970
1-YR ARM 3.750 2.000 3.490
Ascent Home Loans
447-9629		 15-YR Fixed 4.250 0.875 4.618
30-YR Fixed 4.750 1.000 4.977
1-YR ARM 4.500 0.000 3.481
Bank of Hawaii
694-1444		 15-YR Fixed 4.125 2.000 4.426
30-YR Fixed 4.750 1.625 4.892
1-YR ARM 3.500 1.875 3.420
Castle & Cooke Mortgage
627-9834		 15-YR Fixed 4.250 2.000 4.582
30-YR Fixed 4.750 2.000 4.944
1-YR ARM 3.750 2.000 4.965
Central Pacific HomeLoans
356-4000		 15-YR Fixed 4.125 1.250 4.399
30-YR Fixed 4.750 1.375 4.925
1-YR ARM 4.625 2.125 3.614
CUSO of Hawaii
539-0193		 15-YR Fixed 4.250 1.500 4.520
30-YR Fixed 4.625 2.750 4.895
1-YR ARM 3.750 1.000 3.274
Finance Factors
522-2000		 15-YR Fixed 4.125 1.625 4.422
30-YR Fixed 4.625 2.125 4.843
1-YR ARM 4.000 2.000 3.513
First Hawaiian Bank
643-4663		 15-YR Fixed 4.125 2.000 4.470
30-YR Fixed 4.750 2.000 4.960
1-YR ARM 3.750 2.000 3.470
Hawaii National Bank
528-7848		 15-YR Fixed 4.125 2.000 4.448
30-YR Fixed 4.750 2.000 4.939
1-YR ARM 3.875 1.750 3.102
HomeStreet Bank
596-0343		 15-YR Fixed 4.000 2.250 4.442
30-YR Fixed 4.750 1.750 4.971
1-YR ARM 3.875 2.000 4.283
House of Finance
847-8493		 15-YR Fixed 4.125 1.500 4.493
30-YR Fixed 4.750 1.500 4.969
1-YR ARM 3.500 1.750 3.484
Imperial Mortgage
263-6363		 15-YR Fixed 4.125 1.625 4.513
30-YR Fixed 4.625 2.000 4.899
1-YR ARM 3.500 1.875 3.504
Kailua Mortgage
261-7055		 15-YR Fixed 4.250 0.875 4.405
30-YR Fixed 4.750 0.875 4.940
1-YR ARM 4.375 0.875 3.499
Lau, Donald Mortgage
732-8893		 15-YR Fixed 4.125 2.000 4.532
30-YR Fixed 4.750 2.000 4.992
1-YR ARM 4.000 2.000 3.358
Legacy Mortgage
545-2212		 15-YR Fixed 3.750 2.750 4.297
30-YR Fixed 4.375 2.875 4.707
1-YR ARM 3.500 1.125 4.890
MetLife Home Loans
275-8000		 15-YR Fixed 4.250 1.250 4.530
30-YR Fixed 4.750 1.750 4.958
1-YR ARM 3.125 2.000 3.433
Miranda, Violet Mortgage
488-7749		 15-YR Fixed 4.125 1.625 4.548
30-YR Fixed 4.625 2.000 4.873
1-YR ARM 3.500 2.000 3.290
Mortgage Depot
737-2899		 15-YR Fixed 3.875 2.089 4.284
30-YR Fixed 4.500 2.313 4.761
1-YR ARM 2.875 2.000 3.275
Mortgage Express
532-9555		 15-YR Fixed 4.500 0.000 4.641
30-YR Fixed 5.125 0.000 5.212
1-YR ARM 4.375 1.000 3.685
Mortgage Resources
521-1744		 15-YR Fixed 4.125 1.750 4.498
30-YR Fixed 4.625 2.125 4.878
1-YR ARM 3.500 1.875 3.757
Navy Federal Credit Union
254-7889		 15-YR Fixed 4.375 1.250 4.609
30-YR Fixed 4.875 1.250 5.015
1-YR ARM 4.500 1.250 3.476
NorthStar Alliance
536-3656		 15-YR Fixed 4.125 2.000 4.653
30-YR Fixed 4.625 2.000 4.933
1-YR ARM 4.500 2.000 3.589
One Stop Financial Svcs
983-3323		 15-YR Fixed 3.625 4.896 4.684
30-YR Fixed 4.125 4.777 4.724
1-YR ARM 3.750 2.000 3.623
Pyramid Mortgage
527-7249		 15-YR Fixed 4.375 0.000 4.472
30-YR Fixed 5.000 0.000 5.054
1-YR ARM 3.250 2.000 3.511
Savvy Realty & Loans
926-3700		 15-YR Fixed 4.250 1.000 4.613
30-YR Fixed 4.750 1.000 4.965
1-YR ARM 3.875 1.000 4.074
Spectrum Mortgage
551-2112		 15-YR Fixed 4.250 2.000 4.668
30-YR Fixed 4.750 2.000 4.997
1-YR ARM 3.750 2.000 4.186
Territorial Savings
946-1400		 15-YR Fixed 4.250 1.750 4.580
30-YR Fixed 4.750 1.750 4.942
1-YR ARM 4.500 2.000 3.184
Wells Fargo Home Mortgage
946-8832		 15-YR Fixed 4.250 1.000 4.490
30-YR Fixed 4.750 1.750 4.960
1-YR ARM 3.375 2.000 3.490


Honolulu Board of REALTORS® • 1136 12th Avenue, Suite 200 • Honolulu, Hawaii 96816 USA
Phone: 808-732-3000 • Fax: 808-732-8732 • Email: hbradmin@hicentral.com

© 1995-2009 Honolulu Board of REALTORS®. All rights reserved. Privacy Policy. Information herein deemed reliable but not guaranteed. Note: Honolulu Board of REALTORS® receives inquiries seeking professional advice; however the Honolulu Board of REALTORS® staff is not qualified, nor licensed, by the state of Hawaii to properly address real estate or legal issues. For questions concerning these issues, consult with either the Hawaii Real Estate Commission, your Principal Broker, or an Attorney.