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Hawaii Mortgage Rates

as of Wednesday, February 3, 2010

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders and compiled, as a public service, by the Honolulu Board of REALTORS® Research Department.

Lender Term/Type Interest Rate % Points % *APR
Acceptance Capital Mtg
674-8989		 15-YR Fixed 4.250 1.000 4.654
30-YR Fixed 4.750 1.000 4.986
5-YR ARM 3.625 1.000 6.386
Aina Mortgage
263-2462		 15-YR Fixed 4.125 1.500 4.412
30-YR Fixed 4.750 1.000 4.875
5-YR ARM 3.750 1.000 3.890
Akamai Mortgage Hawaii
526-3500		 15-YR Fixed 4.500 0.000 4.650
30-YR Fixed 5.000 0.000 5.100
5-YR ARM 4.000 0.000 3.350
American Family Lending
888-9013		 15-YR Fixed 4.250 0.250 4.637
30-YR Fixed 4.750 0.500 4.990
5-YR ARM 3.375 1.000 6.686
American Home Finance
534-1945		 15-YR Fixed 4.250 0.000 4.370
30-YR Fixed 4.875 0.000 4.980
5-YR ARM 3.875 0.000 5.500
American Savings Bank
593-1226		 15-YR Fixed 4.125 1.875 4.517
30-YR Fixed 4.750 2.000 4.994
5-YR ARM 4.375 2.000 3.881
Ascent Home Loans
447-9629		 15-YR Fixed 4.250 0.375 4.580
30-YR Fixed 4.750 1.000 4.999
5-YR ARM 3.750 0.000 3.478
Bank of Hawaii
694-1444		 15-YR Fixed 4.250 1.375 4.456
30-YR Fixed 4.875 1.375 4.996
5-YR ARM 4.250 1.625 3.657
Caliber Funding
15-YR Fixed 4.250 1.000 4.413
30-YR Fixed 4.625 2.184 4.826
5-YR ARM      
Castle & Cooke Mortgage
627-9834		 15-YR Fixed 4.250 2.000 4.582
30-YR Fixed 4.750 2.000 4.944
5-YR ARM 3.750 2.000 4.965
Central Pacific HomeLoans
356-4000		 15-YR Fixed 4.000 2.375 4.452
30-YR Fixed 4.625 2.375 4.892
5-YR ARM 4.750 0.875 3.832
CUSO of Hawaii
539-0193		 15-YR Fixed 4.250 1.500 4.520
30-YR Fixed 4.625 2.750 4.895
5-YR ARM 4.250 1.000 3.547
Finance Factors
522-2000		 15-YR Fixed 4.125 1.875 4.491
30-YR Fixed 4.750 1.375 4.920
5-YR ARM 4.875 1.750 3.964
First Hawaiian Bank
643-4663		 15-YR Fixed 4.125 1.750 4.430
30-YR Fixed 4.750 2.000 4.960
5-YR ARM 4.500 2.000 3.810
Hawaii National Bank
528-7848		 15-YR Fixed 4.125 2.000 4.448
30-YR Fixed 4.750 2.000 4.939
5-YR ARM 5.500 1.750 4.175
HomeStreet Bank
596-0343		 15-YR Fixed 4.125 2.000 4.533
30-YR Fixed 4.875 1.625 5.088
5-YR ARM 3.500 2.125 3.437
House of Finance
847-8493		 15-YR Fixed 4.250 1.500 4.620
30-YR Fixed 4.875 1.500 5.096
5-YR ARM 4.250 1.750 3.398
Imperial Mortgage
263-6363		 15-YR Fixed 4.250 1.250 4.603
30-YR Fixed 4.750 1.500 5.239
5-YR ARM 3.375 1.750 3.340
Lau, Donald Mortgage
732-8893		 15-YR Fixed 4.125 2.000 4.532
30-YR Fixed 4.750 2.000 4.992
5-YR ARM 4.625 2.000 3.833
Legacy Mortgage
545-2212		 15-YR Fixed 4.000 1.750 4.377
30-YR Fixed 4.500 2.000 4.743
5-YR ARM 3.500 1.000 4.633
Miranda, Violet Mortgage
488-7749		 15-YR Fixed 4.125 1.500 4.548
30-YR Fixed 4.625 2.000 4.873
5-YR ARM 4.625 1.000 3.286
Mortgage Express
532-9555		 15-YR Fixed 4.375 0.000 4.514
30-YR Fixed 4.875 0.000 4.960
5-YR ARM 4.250 0.000 3.795
Mortgage Lenders
483-5626		 15-YR Fixed 4.500 0.000 4.699
30-YR Fixed 5.000 0.000 5.199
5-YR ARM 4.500 0.000 5.999
Navy Federal Credit Union
254-7889		 15-YR Fixed 4.375 1.250 4.609
30-YR Fixed 4.875 1.250 5.015
5-YR ARM 4.875 1.250 3.725
New Horizons Financial
483-7400		 15-YR Fixed 4.500 0.000 4.787
30-YR Fixed 5.000 0.000 5.170
5-YR ARM 3.875 0.000 6.751
NorthStar Alliance
536-3656		 15-YR Fixed 4.000 2.000 4.526
30-YR Fixed 4.750 1.500 5.015
5-YR ARM 4.125 0.000 5.700
Phoenix Financial
952-9822		 15-YR Fixed 4.250 1.750 4.684
30-YR Fixed 4.750 1.750 4.982
5-YR ARM 4.000 1.750 4.315
Savvy Realty & Loans
926-3700		 15-YR Fixed 4.250 1.000 4.613
30-YR Fixed 4.750 1.000 4.965
5-YR ARM 3.500 1.000 3.745
Territorial Savings
946-1400		 15-YR Fixed 4.250 2.125 4.637
30-YR Fixed 4.750 2.125 4.976
5-YR ARM 5.000 2.000 3.746
Wells Fargo Home Mortgage
946-8832		 15-YR Fixed 4.125 2.250 4.870
30-YR Fixed 4.750 1.625 5.130
5-YR ARM 3.500 2.000 3.640


Honolulu Board of REALTORS® • 1136 12th Avenue, Suite 200 • Honolulu, Hawaii 96816 USA
Phone: 808-732-3000 • Fax: 808-732-8732 • Email: hbradmin@hicentral.com

© 1995-2010 Honolulu Board of REALTORS®. All rights reserved. Privacy Policy. Information herein deemed reliable but not guaranteed. Note: Honolulu Board of REALTORS® receives inquiries seeking professional advice; however the Honolulu Board of REALTORS® staff is not qualified, nor licensed, by the state of Hawaii to properly address real estate or legal issues. For questions concerning these issues, consult with either the Hawaii Real Estate Commission, your Principal Broker, or an Attorney.