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Hawaii Mortgage Rates

as of Wednesday, December 30, 2009

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders and compiled, as a public service, by the Honolulu Board of REALTORS® Research Department.

Lender Term/Type Interest Rate % Points % *APR
Acceptance Capital Mtg
674-8989		 15-YR Fixed 4.500 1.000 4.907
30-YR Fixed 5.000 1.000 5.240
1-YR ARM 3.750 1.000 6.459
Advantage Mortgage
545-1234		 15-YR Fixed 4.250 1.750 4.631
30-YR Fixed 4.875 1.875 5.114
1-YR ARM 3.750 2.000 3.628
Akamai Mortgage Hawaii
526-3500		 15-YR Fixed 4.375 1.000 4.820
30-YR Fixed 5.000 1.000 5.200
1-YR ARM 3.750 0.500 3.600
American Home Finance
534-1945		 15-YR Fixed 4.500 0.000 4.570
30-YR Fixed 5.000 0.000 5.120
1-YR ARM 7.000 0.000 7.500
American Savings Bank
593-1226		 15-YR Fixed 4.250 2.125 4.641
30-YR Fixed 5.000 1.750 5.202
1-YR ARM 3.750 2.000 3.487
Ascent Home Loans
447-9629		 15-YR Fixed 4.375 0.625 4.744
30-YR Fixed 4.875 1.250 5.149
1-YR ARM 4.875 0.250 3.536
Bank of Hawaii
694-1444		 15-YR Fixed 4.375 1.625 4.620
30-YR Fixed 5.000 1.625 5.145
1-YR ARM 3.750 1.875 3.440
Castle & Cooke Mortgage
627-9834		 15-YR Fixed 4.375 2.000 4.708
30-YR Fixed 4.875 2.000 5.070
1-YR ARM 3.750 2.000 4.965
Central Pacific HomeLoans
356-4000		 15-YR Fixed 4.125 2.250 4.552
30-YR Fixed 4.875 1.875 5.098
1-YR ARM 4.625 2.125 3.469
CUSO of Hawaii
539-0193		 15-YR Fixed 4.250 2.500 4.673
30-YR Fixed 4.750 2.750 5.023
1-YR ARM 3.750 1.000 3.274
Finance Factors
522-2000		 15-YR Fixed 4.250 1.875 4.586
30-YR Fixed 4.875 1.375 5.029
1-YR ARM 4.250 2.000 3.534
First Hawaiian Bank
643-4663		 15-YR Fixed 4.250 1.750 4.560
30-YR Fixed 5.000 1.750 5.190
1-YR ARM 3.750 2.000 3.470
Hawaii National Bank
528-7848		 15-YR Fixed 4.250 2.000 4.575
30-YR Fixed 5.000 2.000 5.192
1-YR ARM 3.875 1.750 3.219
HomeStreet Bank
596-0343		 15-YR Fixed 4.250 1.875 4.668
30-YR Fixed 4.875 2.250 5.142
1-YR ARM 3.875 2.000 4.283
Imperial Mortgage
263-6363		 15-YR Fixed 4.250 2.000 4.697
30-YR Fixed 4.750 2.000 5.026
1-YR ARM 3.750 2.000 3.349
Lau, Donald Mortgage
732-8893		 15-YR Fixed 4.250 2.000 4.659
30-YR Fixed 4.875 2.000 5.119
1-YR ARM 4.000 2.000 3.443
Legacy Mortgage
545-2212		 15-YR Fixed 4.000 2.375 4.491
30-YR Fixed 4.500 2.875 4.832
1-YR ARM 3.750 1.000 5.019
Miranda, Violet Mortgage
488-7749		 15-YR Fixed 4.250 1.500 4.625
30-YR Fixed 4.875 1.626 5.129
1-YR ARM 3.875 1.750 3.383
Mortgage Depot
737-2899		 15-YR Fixed 4.250 0.970 4.496
30-YR Fixed 4.875 1.120 5.036
1-YR ARM 2.875 2.000 3.367
Mortgage Express
532-9555		 15-YR Fixed 4.750 0.000 4.876
30-YR Fixed 5.250 0.000 5.339
1-YR ARM 4.375 1.000 3.685
Mortgage Resources
521-1744		 15-YR Fixed 4.375 1.750 4.753
30-YR Fixed 4.875 1.400 5.068
1-YR ARM 3.750 1.750 3.750
Navy Federal Credit Union
254-7889		 15-YR Fixed 4.625 1.250 4.863
30-YR Fixed 5.125 1.250 5.268
1-YR ARM 4.500 1.250 3.431
New Horizons Financial
483-7400		 15-YR Fixed 4.500 0.000 4.787
30-YR Fixed 5.125 0.000 5.296
1-YR ARM 4.250 0.000 6.870
NorthStar Alliance
536-3656		 15-YR Fixed 4.125 2.875 4.789
30-YR Fixed 4.750 1.875 5.049
1-YR ARM 4.500 2.000 3.531
One Stop Financial Svcs
983-3323		 15-YR Fixed 3.750 3.938 4.820
30-YR Fixed 4.250 4.451 4.823
1-YR ARM 3.750 2.000 3.614
Savvy Realty & Loans
926-3700		 15-YR Fixed 4.375 1.000 4.741
30-YR Fixed 4.875 1.000 5.092
1-YR ARM 4.125 1.000 4.328
Spectrum Mortgage
551-2112		 15-YR Fixed 4.375 2.000 4.796
30-YR Fixed 4.875 2.000 5.125
1-YR ARM 3.750 2.000 4.186
Territorial Savings
946-1400		 15-YR Fixed 4.375 1.625 4.687
30-YR Fixed 5.000 1.625 5.184
1-YR ARM 4.500 2.000 3.184
Wells Fargo Home Mortgage
946-8832		 15-YR Fixed 4.250 2.000 4.650
30-YR Fixed 4.875 2.000 5.110
1-YR ARM 3.375 2.000 3.500


Honolulu Board of REALTORS® • 1136 12th Avenue, Suite 200 • Honolulu, Hawaii 96816 USA
Phone: 808-732-3000 • Fax: 808-732-8732 • Email: hbradmin@hicentral.com

© 1995-2010 Honolulu Board of REALTORS®. All rights reserved. Privacy Policy. Information herein deemed reliable but not guaranteed. Note: Honolulu Board of REALTORS® receives inquiries seeking professional advice; however the Honolulu Board of REALTORS® staff is not qualified, nor licensed, by the state of Hawaii to properly address real estate or legal issues. For questions concerning these issues, consult with either the Hawaii Real Estate Commission, your Principal Broker, or an Attorney.