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Hawaii Mortgage Rates

as of Wednesday, December 2, 2009

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders and compiled, as a public service, by the Honolulu Board of REALTORS® Research Department.

Lender Term/Type Interest Rate % Points % *APR
Acceptance Capital Mtg
674-8989		 15-YR Fixed 4.000 1.000 4.402
30-YR Fixed 4.375 1.000 4.606
1-YR ARM 3.500 1.000 6.226
Advantage Mortgage
545-1234		 15-YR Fixed 3.875 1.875 4.310
30-YR Fixed 4.375 1.750 4.618
1-YR ARM 3.750 2.000 3.628
Aina Mortgage
263-2462		 15-YR Fixed 4.125 1.875 4.459
30-YR Fixed 4.375 1.625 4.545
1-YR ARM 4.000 0.000 4.037
Akamai Mortgage Hawaii
526-3500		 15-YR Fixed 4.250 0.000 4.450
30-YR Fixed 4.750 0.000 4.850
1-YR ARM 4.250 1.000 3.360
American Home Finance
534-1945		 15-YR Fixed 4.375 0.000 4.490
30-YR Fixed 4.875 0.000 4.990
1-YR ARM 6.000 0.000 6.500
American Savings Bank
593-1226		 15-YR Fixed 4.000 1.625 4.309
30-YR Fixed 4.500 2.000 4.715
1-YR ARM 3.625 2.000 3.593
Ascent Home Loans
447-9629		 15-YR Fixed 4.125 0.750 4.473
30-YR Fixed 4.500 1.000 4.723
1-YR ARM 4.250 0.000 3.470
Bank of Hawaii
694-1444		 15-YR Fixed 4.000 1.750 4.262
30-YR Fixed 4.500 1.875 4.662
1-YR ARM 3.750 1.875 3.440
Castle & Cooke Mortgage
627-9834		 15-YR Fixed 4.000 2.000 4.330
30-YR Fixed 4.500 2.000 4.691
1-YR ARM 3.750 2.000 4.965
Central Pacific HomeLoans
356-4000		 15-YR Fixed 4.000 1.750 4.348
30-YR Fixed 4.375 2.250 4.621
1-YR ARM 4.625 2.125 3.614
CUSO of Hawaii
539-0193		 15-YR Fixed 3.875 2.500 4.290
30-YR Fixed 4.375 2.250 4.595
1-YR ARM 3.625 1.000 3.147
Finance Factors
522-2000		 15-YR Fixed 3.875 2.000 4.226
30-YR Fixed 4.375 1.625 4.546
1-YR ARM 4.125 2.000 3.523
First Hawaiian Bank
643-4663		 15-YR Fixed 3.875 2.000 4.220
30-YR Fixed 4.500 2.000 4.700
1-YR ARM 3.750 2.000 3.470
Hawaii National Bank
528-7848		 15-YR Fixed 3.875 2.000 4.196
30-YR Fixed 4.500 2.000 4.686
1-YR ARM 3.875 1.750 3.102
HomeStreet Bank
596-0343		 15-YR Fixed 4.000 1.875 4.388
30-YR Fixed 4.500 2.125 4.748
1-YR ARM 3.750 2.000 4.273
House of Finance
847-8493		 15-YR Fixed 4.000 1.750 4.403
30-YR Fixed 4.500 1.750 4.736
1-YR ARM 3.750 1.750 3.524
Imperial Mortgage
263-6363		 15-YR Fixed 3.875 2.000 4.317
30-YR Fixed 4.375 1.875 4.634
1-YR ARM 3.750 1.875 4.317
Lau, Donald Mortgage
732-8893		 15-YR Fixed 4.125 2.000 4.532
30-YR Fixed 4.500 2.000 4.737
1-YR ARM 4.000 2.000 3.302
Legacy Mortgage
545-2212		 15-YR Fixed 3.750 1.250 4.068
30-YR Fixed 4.250 1.000 4.414
1-YR ARM 3.750 1.000 5.005
Mason-McDuffie Mortgage
566-0138		 15-YR Fixed 4.000 2.000 4.422
30-YR Fixed 4.375 2.000 4.619
1-YR ARM 4.375 1.000 4.531
MetLife Home Loans
275-8000		 15-YR Fixed 4.000 2.000 4.391
30-YR Fixed 4.500 2.000 4.727
1-YR ARM 3.000 1.875 3.782
Miranda, Violet Mortgage
488-7749		 15-YR Fixed 4.000 2.000 4.420
30-YR Fixed 4.375 2.000 4.618
1-YR ARM 3.750 0.750 3.261
Mortgage Express
532-9555		 15-YR Fixed 4.375 0.000 4.514
30-YR Fixed 4.875 0.000 4.960
1-YR ARM 4.375 1.000 3.685
Mortgage Resources
521-1744		 15-YR Fixed 3.875 2.250 4.319
30-YR Fixed 4.375 1.850 4.582
1-YR ARM 3.750 1.875 3.798
Navy Federal Credit Union
254-7889		 15-YR Fixed 4.125 1.250 4.355
30-YR Fixed 4.625 1.250 4.761
1-YR ARM 4.500 1.250 3.462
NorthStar Alliance
536-3656		 15-YR Fixed 4.000 1.250 4.411
30-YR Fixed 4.250 2.000 4.551
1-YR ARM 4.500 2.000 3.571
Pioneer Home Loans Inc.
239-4434		 15-YR Fixed 4.250 0.000 4.390
30-YR Fixed 4.750 0.000 4.820
1-YR ARM 3.875 0.000 3.920
Savvy Realty & Loans
926-3700		 15-YR Fixed 4.125 1.000 4.358
30-YR Fixed 4.500 1.000 4.710
1-YR ARM 4.250 1.000 4.445
Spectrum Mortgage
551-2112		 15-YR Fixed 4.000 2.000 4.413
30-YR Fixed 4.500 2.000 4.742
1-YR ARM 3.750 2.000 4.186
Territorial Savings
946-1400		 15-YR Fixed 4.125 2.000 4.492
30-YR Fixed 4.500 2.000 4.711
1-YR ARM 4.500 2.000 3.067
Wells Fargo Home Mortgage
946-8832		 15-YR Fixed 4.000 2.000 4.390
30-YR Fixed 4.500 2.125 4.740
1-YR ARM 3.500 1.875 3.570


Honolulu Board of REALTORS® • 1136 12th Avenue, Suite 200 • Honolulu, Hawaii 96816 USA
Phone: 808-732-3000 • Fax: 808-732-8732 • Email: hbradmin@hicentral.com

© 1995-2009 Honolulu Board of REALTORS®. All rights reserved. Privacy Policy. Information herein deemed reliable but not guaranteed. Note: Honolulu Board of REALTORS® receives inquiries seeking professional advice; however the Honolulu Board of REALTORS® staff is not qualified, nor licensed, by the state of Hawaii to properly address real estate or legal issues. For questions concerning these issues, consult with either the Hawaii Real Estate Commission, your Principal Broker, or an Attorney.